103 E Ford St, Ridgeland, MS 39157 Property Records

Madison County property record for 103 E Ford St, Ridgeland, MS 39157

Property Summary

Property Type	Light Industrial
Details	3,966 sqft · built 1980
Lot Size	0.242 acres (10,570 sqft)
Owner	2 Company Names on Record
Last Sale	$399,000 (Jul 2026)
Tax Bill	$1,817 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072I-30C-040`

Property Details

APN / Parcel Number

Primary APN	`072I-30C-040`
Alternative APNs	`072I-30C-040/00.00` `17338`

Interior

Building Area	3,966 sqft Adjusted Area
Gross Area	3,148 sqft
1st Floor Area	3,148 sqft
Flooring	Concrete/Cement
Interior Walls	Unfinished

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Metal
Roof Type	Gable
Roof Material	Metal
Lot Area	10,570 sqft (0.242 acres)

Location & Zoning

Account Number	17338
Street Address	103 E FORD ST
City	RIDGELAND
State	MS
Zip	39157-3409
Property Category	Industrial
Property Type	Industrial > Light Industrial
Legal Description	LOT 14 RIDGELAND PLAZA
Legal Range	02E
Legal Township	07N
Legal Section	30
Legal Subdivision	RIDGELAND PLAZA
Legal Lot Number	14
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	2
Census Block	2047
Census Tract	30105

Owner

Source: Madison County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	103 E FORD ST, RIDGELAND, MS 39157-3409
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Warranty Deed, Transfer · Seller Carry-Back ABSTRACT AND CLOSING SERVICES LLC, ABSTRACT & CLOSING SERVICES
Nov 10, 2022	Quit Claim Deed, Transfer ABSTRACT AND CLOSING SERVICES LLC, ABSTRACT & CLOSING SVCS LLC
May 2, 2019	Warranty Deed, Transfer · Line of Credit BANK OF YAZOO CTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2026 · Amount on Record
Deed Sale	Jul 2, 2026 · Amount on Record
Prior Sale	Nov 10, 2022
Deed Document Number	20261054854
Deed Book / Page	4702 / 399
Prior Transfer Date	Nov 9, 2022
Prior Transfer Doc	004277/182
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Jul 2, 2026
Property Address	103 E FORD ST, RIDGELAND, MS 39157-3409
Document Number	0001054854
Book / Page	4702 / 399
Instrument Date	Jul 1, 2026
Instrument	20261054854
Transaction Type	Transfer
Record Updated	Jul 13, 2026
Title Company	ABSTRACT AND CLOSING SERVICES LLC, ABSTRACT & CLOSING SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	103 E FORD ST, RIDGELAND, MS 39157-3409

Mortgage

Document Number	0001054855,
Date	Jul 2, 2026
Instrument	20261054855

Lender

Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Rate	5.85%
Max Rate	-1%

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON MS
Recording Date	Nov 10, 2022
Property Address	103 E FORD ST, RIDGELAND, MS 39157-3409
Document Number	004277/182
Book / Page	4277 / 182
Map Reference	CAB B SL 24
Instrument Date	Nov 9, 2022
Instrument	972079
Transaction Type	Transfer
Record Updated	Dec 2, 2022
Title Company	ABSTRACT AND CLOSING SERVICES LLC, ABSTRACT & CLOSING SVCS LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 E FORD ST, 103, RIDGELAND, MS 39157-3409

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 E FORD ST, RIDGELAND, MS 39157-3409

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	May 2, 2019
Property Address	103 E FORD ST, RIDGELAND, MS 39157-3409
Document Number	0000863209
Book / Page	003715 / 000725
Instrument Date	Apr 26, 2019
Instrument	863209
Transaction Type	Transfer
Record Updated	May 10, 2019
Title Company	ABSTRACT AND CLOSING SERVICES LLC, ABSTRACT & CLOSING SVCS LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	103 E FORD ST RIDGELAND MS 391573409, RIDGELAND, MS 39157-3409

Mortgage

Document Number	863210
Date	May 2, 2019
Book Page	003715/000727
Instrument	863210

Lender

Name	BANK OF YAZOO CTY
Type	Bank
Address	FLOWOOD, MS 39232

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 1, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,817.00 (+0.94%)	$16,862 (+0.93%)	$112,410 (+0.93%) Land $36,070 Building $76,340
2024	$1,800.00
2023	$1,800.00	$16,706	$111,370 Land $36,070 Building $75,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	15 (1982–2022)
Claims Outside the SFHA	7 of 15
Most Recent Claim	Aug 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIDGELAND serves 24,340 people · EPA ID MS0450013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: NETSPEEDMS.

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