Lehigh County property record for 103 E Elm St, Emmaus, PA 18049
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,262 sqft · built 1930 |
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $149,900 (Jan 2019) |
| Tax Bill | $5,033 (2026) |
| Deeds & Mortgages | May 2021 Mortgage Jan 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 549469810678-1 |
| Primary APN | 549469810678-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,262 sqft Base Area |
| Year Built | Built 1930 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 4,500 sqft (0.103 acres) |
| Lot Dimensions | 150 ft deep x 30 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | B549469810678 1 |
|---|---|
| Street Address | 103 E ELM ST |
| City | EMMAUS |
| State | PA |
| Zip | 18049-2909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-L |
| Legal Description | LOTS: 015 |
| Legal Subdivision | KLINE TERRACE |
| Legal Block | 5 |
| Legal Lot Number | 15 |
| Jurisdiction | LEHIGH PA |
| Township / Civil Division | EMMAUS |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 6600 |
Source: Lehigh County records, as of March 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 103 E ELM ST, EMMAUS, PA 18049-2909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Jan 2, 2019 | Grant Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG |
| Jul 17, 2017 | Grant Deed, Transfer · Conventional Mortgage EMBASSY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 2, 2019 · Amount on Record |
| Deed Sale | Jan 2, 2019 · Amount on Record |
| Prior Sale | Jul 17, 2017 · Amount on Record |
| Deed Document Number | 2019000025 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEHIGH PA |
| Property Address | 103 E ELM ST, EMMAUS, PA 18049-2909 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2021 |
| Title Company | AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 2021022150 |
|---|---|
| Date | May 20, 2021 |
| Instrument | 2021022150 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2041 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LEHIGH PA |
| Recording Date | Jan 2, 2019 |
| Property Address | 103 E ELM ST, EMMAUS, PA 18049-2909 |
| Document Number | 0000000025 |
| Instrument Date | Aug 13, 2018 |
| Instrument | 25 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2019 |
| Title Company | KEYSTONE PREMIER SETTLEMENT SE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,499.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 103 ELM ST EMMAUS EMMAUS BOROUGH PA 18048, EMMAUS BOROUGH, PA 18048 |
| Document Number | 26 |
|---|---|
| Date | Jan 2, 2019 |
| Instrument | 26 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LEHIGH PA |
| Recording Date | Jul 17, 2017 |
| Property Address | 103 E ELM ST, EMMAUS, PA 18049-2909 |
| Document Number | 0000020195 |
| Instrument Date | Jul 14, 2017 |
| Instrument | 20195 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2017 |
| Title Company | PENN TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,459.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 828 TRAYLOR DR ALLENTOWN PA 181032945, ALLENTOWN, PA 18103-2945 |
| Document Number | 20196 |
|---|---|
| Date | Jul 17, 2017 |
| Instrument | 20196 |
| Name | EMBASSY BK |
|---|---|
| Type | Bank |
| Address | LEHIGH VALLEY, PA 18002-0405 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Lehigh County assessment roll, as of January 1, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lehigh County |
| Municipality | Emmaus Borough |
| Unified School District | East Penn School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,033.00 (+13.2%) | $138,800 (+0.73%) Land $18,100 Building $120,700 | |
| 2024 | $4,446.00 | $137,800 Land $18,100 Building $119,700 | |
| 2013 | $138,800 Land $18,100 Building $120,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1987–2021) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EMMAUS BOROUGH PUBLIC WATER serves 14,000 people · EPA ID PA3390032 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Jun 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Service Electric Cable TV Cable | 1,000 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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