103 E Douglas St, Saint Joseph, IL 61873 Property Records

Champaign County property record for 103 E Douglas St, Saint Joseph, IL 61873

Property Summary

Property Type	Single Family Home
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$161,500 (Jun 2007)
Tax Bill	$4,706 (2024)
Deeds & Mortgages	Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-22-14-152-027`

Property Details

APN / Parcel Number

Primary APN	`28-22-14-152-027`

Exterior

Lot Area	21,780 sqft (0.5 acres)

Location & Zoning

Street Address	103 E DOUGLAS ST
City	SAINT JOSEPH
State	IL
Zip	61873-8947
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT 2 SUB OF N 1/2 SE 1/4 NW 1/4 AND NE 1/4 SW 1/4 NW 1/4 SEC. 14-19-10
Legal Range	10E
Legal Township	19N
Legal Section	14
Legal Subdivision	SUB
Legal Lot Number	2
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	ST. JOSEPH
Census Block Group	1
Census Block	1015
Census Tract	10701

Owner

Source: Champaign County records · APN 28-22-14-152-027

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	103 E DOUGLAS ST, SAINT JOSEPH, IL 61873-8947
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 22, 2007 · Amount on Record
Deed Sale	Jun 22, 2007 · Amount on Record
Deed Document Number	200716010
Record Updated	Jun 08, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	103 E DOUGLAS ST, SAINT JOSEPH, IL 61873-8947
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010632
Date	Jun 26, 2018
Instrument	2018R10632

Lender

Name	LONGVIEW BANK
Type	Bank
Address	OGDEN, IL 61859

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Aug 01, 2023

Interest

Rate	5.5%

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	St. Joseph Township
Municipality	St. Joseph Village
Elementary School District	St. Joseph Community Consolidated School District 169 (KG - 08)
Secondary School District	St. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$77,910 (+25.3%) Land $16,950 Building $60,960	$233,730 (+25.3%) Land $50,850 Building $182,880
2024	$4,706.00 (+13.34%)
2022	$4,152.00 Homeowner's exemption	$62,180 Land $13,520 Building $48,660	$186,540 Land $40,560 Building $145,980

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 14, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group, Consolidated Communications.

Based on FCC filings for 393 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.