Buncombe County property record for 103 E Cotton Ave, Black Mountain, NC 28711
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,846 sqft · built 1909 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $220,000 (Oct 2006) |
| Tax Bill | $2,863 (2025) |
| Deeds & Mortgages | Oct 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 730225-2020-202 |
| Primary APN | 730225-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,846 sqft Living Area |
| Gross Area | 2,387 sqft |
| 1st Floor Area | 1,846 sqft |
| Basement Area | 286 sqft |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1909 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,939 sqft (0.32 acres) |
| Porch | Screened Porch |
|---|---|
| Porch Area | 444 sqft |
| Deck Area | 70 sqft |
| Patio Area | 70 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 730225-2020-202 |
|---|---|
| Street Address | 103 E COTTON AVE |
| City | BLACK MOUNTAIN |
| State | NC |
| Zip | 28711-3209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UR-8 |
| Legal Description | SUBDIV: BLOCK: LOT: SECTION: PLAT: 0000-0000 |
| Legal Subdivision | R O ALEXANDER LANDS |
| Legal Block | 2 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | BLACK MOUNTAIN |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 3105 |
Source: Buncombe County records, as of September 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 103 E COTTON AVE, BLACK MOUNTAIN, NC 28711-3209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2006 · Amount on Record |
| Deed Sale | Oct 27, 2006 · Amount on Record |
| Prior Sale | Dec 5, 2005 · Amount on Record |
| Deed Book / Page | 4307 / 1568 |
| Last Transfer Date | Oct 18, 2022 |
| Transfer Doc | 0062711082 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Oct 31, 2022 |
| Property Address | 103 E COTTON AVE, BLACK MOUNTAIN, NC 28711-3209 |
| Document Number | 0062711082 |
| Book / Page | 6271 / 1082 |
| Instrument Date | Oct 18, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 103 E COTTON AVE, 103, BLACK MOUNTAIN, NC 28711-3209 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 103 E COTTON AVE, BLACK MOUNTAIN, NC 28711-3209 |
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Municipality | Black Mountain Town |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,863.00 (+3.47%) | $330,000 (-) Land $118,000 Building $212,000 | $330,000 (-) Land $118,000 Building $212,000 |
| 2024 | $2,767.00 (+2.41%) | ||
| 2023 | $2,702.00 | $330,000 | $330,000 (-) Land $118,000 Building $212,000 |
| 2021 | $330,000 Land $118,000 Building $212,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 5 (2024) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BLACK MOUNTAIN serves 11,976 people · EPA ID NC0111020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures