Comanche County property record for 103 E Cole Ave, Fletcher, OK 73541
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 880 sqft · built 1910 |
| Lot Size | 0.97 acres (42,253 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $135,000 (Jul 2025) |
| Tax Bill | $134 (2025) |
| Deeds & Mortgages | Jul 2025 Second Mortgage Jul 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04N10W-15-1-60973-000-0000 |
| Primary APN | 04N10W-15-1-60973-000-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 880 sqft Living Area |
| Gross Area | 3,300 sqft |
| 1st Floor Area | 880 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 42,253 sqft (0.97 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 626 sqft |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Total Buildings | 3 Buildings |
| Cooling System | Central |
|---|
| Account Number | 23710 |
|---|---|
| Street Address | 103 E COLE AVE |
| City | FLETCHER |
| State | OK |
| Zip | 73541-9453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 15-4N-10W CT A TRCT IN NW/4 NE/4; COMM AT SW/C NW/4 NE/4; THN (N00*09'16" E) 198.0';' THN (N89*52'13" E) 146.0' TO POB; THN ( |
| Legal Range | 10W |
| Legal Township | 04N |
| Legal Section | 15 |
| Legal Subdivision | 4N-10W CT |
| Jurisdiction | COMANCHE OK |
| Township / Civil Division | NORTHEAST COMANCHE |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 2102 |
103 E Cole Ave is owned and occupied by two individuals who bought it in July 2025.
Source: Comanche County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 E COLE AVE, FLETCHER, OK 73541-9453 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 15, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GUILD MORTGAGE CO |
| Jul 15, 2025 | Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2025 · Amount on File |
| Deed Sale | Jul 15, 2025 · Amount on File |
| Prior Sale | Mar 28, 2025 · Amount on File |
| Deed Document Number | 202510920 |
| Deed Book / Page | 9915 / 77 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COMANCHE OK |
| Property Address | 103 E COLE AVE, FLETCHER, OK 73541 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Title Company | SOVEREIGN TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 009915/103 |
|---|---|
| Date | Jul 15, 2025 |
| Book Page | 9915/103 |
| Instrument | 2025-010922 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Aug 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COMANCHE OK |
| Recording Date | Jul 15, 2025 |
| Property Address | 103 E COLE AVE, FLETCHER, OK 73541 |
| Document Number | 0009915/77 |
| Book / Page | 9915 / 77 |
| Instrument Date | Jul 15, 2025 |
| Instrument | 2025-010920 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Title Company | SOVEREIGN TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $202.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 103 E COLE AVE, FLETCHER, OK 73541 |
| Document Number | 0009915/81 |
|---|---|
| Date | Jul 15, 2025 |
| Book Page | 9915/81 |
| Instrument | 2025-010921 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
Source: Comanche County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Comanche County |
| Municipality | Fletcher Town |
| Unified School District | Fletcher Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,930 (+720.38%) Land $1,625 Building $12,305 | $123,821 (+720.39%) Land $14,447 Building $109,374 | |
| 2025 | $134.00 | $1,698 (-56.75%) Land $1,625 Building $73 | $15,093 (-56.76%) Land $14,447 Building $646 |
| 2024 | $134.00 (-57.86%) | $3,926 (+0.08%) Land $3,208 Building $718 | $34,905 (+0.09%) Land $28,517 Building $6,388 |
| 2023 | $318.00 | $3,923 Land $3,208 Building $715 | $34,872 Land $28,517 Building $6,355 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 103 E Cole Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 E Cole Ave is high, ranking above 74% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 41% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLETCHER serves 1,022 people · EPA ID OK2001612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Southwest Oklahoma Telephone Company Cable · Fiber in parts of the area | 250 / 250 |
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