Scott County property record for 103 E Chopin Way, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,305 sqft · built 1998 |
| Lot Size | 0.134 acres (5,841 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $275,000 (May 2026) |
| Tax Bill | $1,823 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 168-10-137.000 |
| Primary APN | 168-10-137.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,305 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 5,841 sqft (0.134 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 103 E CHOPIN WAY |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-2086 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRADFORD COTTAGE |
| Legal Subdivision | BRADFORD COTTAGE |
| Legal Lot Number | 113 |
| Legal Unit | 1B |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 40203 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 103 E CHOPIN WAY, GEORGETOWN, KY 40324-2086 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| May 28, 2026 | Deed, Transfer · Conventional Mortgage BLUEGRASS LAND TITLE |
| May 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Jul 7, 2021 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Aug 13, 2019 | Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE |
| Oct 10, 2018 | Deed, Transfer · VA Mortgage WINTRUST MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2026 · Amount on Record |
| Deed Sale | May 28, 2026 · Amount on Record |
| Prior Sale | Oct 10, 2018 · Amount on Record |
| Deed Document Number | 2026587644 |
| Deed Book / Page | 466 / 69 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | May 28, 2026 |
| Property Address | 103 E CHOPIN WAY, GEORGETOWN, KY 40324-2086 |
| Document Number | 0000587644 |
| Book / Page | 466 / 69 |
| Instrument Date | May 26, 2026 |
| Instrument | 2026587644 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2026 |
| Title Company | BLUEGRASS LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $27,775.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 E CHOPIN WAY, GEORGETOWN, KY 40324-2086 |
| Investor | Possibly a Property Investor |
| Document Number | 0000587647, |
|---|---|
| Date | May 28, 2026 |
| Instrument | 2026587647 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | May 28, 2026 |
| Property Address | 103 E CHOPIN WAY, GEORGETOWN, KY 40324-2086 |
| Document Number | 0000587647 |
| Book / Page | 1899 / 381 |
| Instrument Date | May 26, 2026 |
| Instrument | 2026587647 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 103 E CHOPIN WAY, GEORGETOWN, KY 40324-2086 |
| Investor | Possibly a Property Investor |
| Document Number | 0000587647, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 1899/381 |
| Instrument | 2026587647 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 103 E CHOPIN WAY, GEORGETOWN, KY 40324-2086 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M1620/620 |
|---|---|
| Date | Jul 7, 2021 |
| Book Page | M1620/620 |
| Instrument | 438760 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 103 E CHOPIN WAY, GEORGETOWN, KY 40324-2086 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Title Company | ELEVATED TITLE LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M1454/681 |
|---|---|
| Date | Aug 13, 2019 |
| Book Page | M1454/681 |
| Instrument | 403475 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Oct 10, 2018 |
| Property Address | 103 E CHOPIN WAY, GEORGETOWN, KY 40324-2086 |
| Document Number | 00D400/832 |
| Book / Page | D400 / 832 |
| Map Reference | CAB5 SL1907 |
| Instrument Date | Oct 9, 2018 |
| Instrument | 392823 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $162.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 GALAHAD DR, GEORGETOWN, KY 40324-9416 |
| Name | Verified Name |
|---|---|
| Address | 103 E CHOPIN WAY, GEORGETOWN, KY 40324-2086 |
| Investor | Possibly a Property Investor |
| Document Number | 0000392824 |
|---|---|
| Date | Oct 10, 2018 |
| Instrument | 392824 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $204,700 (-) | $204,700 (-) | |
| 2025 | $1,823.00 (+6.67%) | $204,700 (+8.59%) | $204,700 (+8.59%) |
| 2023 | $1,709.00 (+19.26%) | $188,500 (+14.1%) Land $35,000 Building $153,500 | $188,500 (+14.1%) Land $35,000 Building $153,500 |
| 2022 | $1,433.00 | $165,200 Land $30,000 Building $135,200 | $165,200 Land $30,000 Building $135,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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