Stafford County property record for 103 E Chatham St, Fredericksburg, VA 22405
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6 ba · 1,918 sqft · built 1950 |
| Lot Size | 0.293 acres (12,785 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $3,589 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 54F-8B-24 |
| Primary APN | 54F-8B-24 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,918 sqft Living Area |
| Basement Area | 672 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,785 sqft (0.293 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 132 sqft |
| Deck Area | 110 sqft |
| Patio Area | 110 sqft |
| Total Buildings | 2 Buildings |
| Heating Fuel | Gas |
|---|
| Account Number | 33776 |
|---|---|
| Old Parcel Number | 054F 8B 24 |
| Street Address | 103 E CHATHAM ST |
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22405-2558 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B2- URBAN COMM |
| Legal Description | LOT 24 BL B 0.2935 AC EAST CHATHAM HEIGHTS & PT LOTS 25 & 26 |
| Legal Subdivision | EAST CHATHAM HEIGHTS |
| Legal Block | B |
| Legal Lot Number | 24 |
| Jurisdiction | STAFFORD VA |
| Township / Civil Division | GEORGE WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 10406 |
The current owner of 103 E Chatham St acquired it in February 2010.
Source: Stafford County records, as of November 17, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 175 MINE RD, STAFFORD, VA 22554-7503 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 4, 2010 |
| Deed Sale | Feb 4, 2010 |
| Deed Document Number | 100001756 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 103 E Chatham St was $3,589.
Source: Stafford County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Stafford County |
| Unified School District | Stafford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,589.00 | $383,200 Land $90,000 Building $293,200 | $383,200 Land $90,000 Building $293,200 |
| 2023 | $2,657.00 | $281,200 Land $85,000 Building $196,200 | $281,200 Land $85,000 Building $196,200 |
| 2021 | $1,988.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 E Chatham St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 14 (1989–2018) |
| Claims Outside the SFHA | 3 of 14 |
| Most Recent Claim | Jun 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 103 E Chatham St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Cox Communications Cable | 2,000 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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