103 E Central Ave, Miami, OK 74354 Property Records

Ottawa County property record for 103 E Central Ave, Miami, OK 74354

Property Summary

Property Type	Hotel
Details	20 ba · 46,000 sqft · built 1920
Lot Size	0.275 acres (12,000 sqft)
Owner	2 Company Names on File
Last Sale	$1,275,000 (Sep 2022)
Tax Bill	$13,166 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13659`

Property Details

APN / Parcel Number

Primary APN	`13659`
Alternative APN	`3520-00-073-017-0-000-00`

Interior

Full Baths	20 Baths
Units	190 Units
Stories	5 Stories
Building Area	46,000 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1995
Exterior Material	Brick
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	100 ft deep x 120 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	13659
Street Address	103 E CENTRAL AVE
City	MIAMI
State	OK
Zip	74354-7040
Property Category	Commercial
Property Type	Commercial > Retail > Hotel
Legal Description	LTS 17-20, BLK 73 ORIGINAL PLAT I (ST JAMES APARTMENTS)
Legal Range	23E
Legal Township	28N
Legal Section	30
Legal Subdivision	MIAMI O.P. I
Legal Block	73
Legal Lot Number	17-20
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	1
Census Block	1055
Census Tract	574500

Owner

Source: Ottawa County assessment roll, as of January 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	103 E CENTRAL AVE, 200, MIAMI, OK 74354-7045
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 2, 2022 · Amount on Record
Deed Sale	Sep 2, 2022 · Amount on Record
Prior Sale	Feb 15, 2007 · Amount on Record
Deed Document Number	20224625
Deed Book / Page	1169 / 127
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Sep 2, 2022
Property Address	103 E CENTRAL AVE, MIAMI, OK 74354-7040
Document Number	001169/127
Book / Page	1169 / 127
Instrument Date	Sep 1, 2022
Instrument	I-2022-004625
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	OTTAWA CNTY ABSTRACT & TTL C

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,912.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 E CENTRAL AVE STE 200, 200, MIAMI, OK 74354-7045

Mortgage

Document Number	I2022004626
Date	Sep 2, 2022
Instrument	I-2022-004626

Lender

Name	OAKSTAR BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Municipality	Miami City
Unified School District	Miami Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,166.00 (-4.58%)	$136,584 (-6.03%) Land $4,347 Building $132,237	$1,198,107 (-6.03%) Land $38,134 Building $1,159,973
2023	$13,798.00 (+37.73%)	$145,350 (+34.11%) Land $3,648 Building $141,702	$1,275,000 (+11.69%) Land $32,000 Building $1,243,000
2022	$10,018.00	$108,378 Land $3,648 Building $104,730	$1,141,506 Land $32,000 Building $1,109,506

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	15 (1986–2026)
Claims Outside the SFHA	1 of 15
Most Recent Claim	May 2026 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Apr 1994 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIAMI serves 13,704 people · EPA ID OK2005813
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cable One Cable	1,000 / 50
The Junction Internet Fixed Wireless	100 / 20
Wisper ISP Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile USA, Verizon.

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