Gasconade County property record for 103 E Cedar Ln, Owensville, MO 65066
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,206 sqft · built 2016 |
| Lot Size | 0.279 acres (12,157 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $168,093 (Mar 2022) |
| Tax Bill | $1,454 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-9.0-32-4-01-012.000 |
| Primary APN | 14-9.0-32-4-01-012.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,206 sqft Living Area |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 12,157 sqft (0.279 acres) |
| Lot Dimensions | 120 ft deep x 80.7 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 103 E CEDAR LN |
|---|---|
| City | OWENSVILLE |
| State | MO |
| Zip | 65066-2760 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10, PINE RIDGE SUBD, PLAT 1, CITY OWENSVILLE |
| Legal Range | 05W |
| Legal Township | 42N |
| Legal Section | 32 |
| Legal Subdivision | PINE RIDGE SUBD |
| Legal Lot Number | 10 |
| Jurisdiction | GASCONADE MO |
| Township / Civil Division | CANAAN |
| Census Block Group | 2 |
| Census Block | 2106 |
| Census Tract | 960400 |
Source: Gasconade County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 103 E CEDAR LN, OWENSVILLE, MO 65066-2760 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 4, 2018 | Deed of Trust, Mortgage · FHA Mortgage CORNERSTONE MORTGAGE INC |
| Mar 1, 2022 | Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2022 · Amount on Record |
| Deed Sale | Mar 1, 2022 · Amount on Record |
| Prior Sale | Jan 4, 2018 · Amount on Record |
| Deed Document Number | 2022569 |
| Last Transfer Date | Apr 3, 2025 |
| Transfer Doc | 0020250765 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASCONADE MO |
| Property Address | 103 E CEDAR LN, OWENSVILLE, MO 65066-2760 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020180026 |
|---|---|
| Date | Jan 4, 2018 |
| Instrument | 2018-0026 |
| Name | CORNERSTONE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63005 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASCONADE MO |
| Recording Date | Mar 1, 2022 |
| Property Address | 103 E CEDAR LN, OWENSVILLE, MO 65066-2760 |
| Document Number | 0020220569 |
| Instrument Date | Feb 28, 2022 |
| Instrument | 2022-0569 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 E CEDAR LN, OWENSVILLE, MO 65066-2760 |
| Document Number | 0020220570 |
|---|---|
| Date | Mar 1, 2022 |
| Instrument | 2022-0570 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
Source: Gasconade County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Gasconade County |
| Municipality | Owensville City |
| Unified School District | Gasconade County R-II School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $24,240 (-) | $127,590 (-) Land $15,000 Building $112,590 | |
| 2025 | $1,454.00 (+11.25%) | $24,240 (+5.71%) | $127,590 (+5.72%) Land $15,000 Building $112,590 |
| 2023 | $1,307.00 (+5.23%) | $22,930 | $120,690 |
| 2022 | $1,242.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 18, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OWENSVILLE PWS serves 2,800 people · EPA ID MO6010618 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
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