Darke County property record for 103 E Carmel St, Union City, OH 45390
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,132 sqft · built 1964 |
| Lot Size | 0.179 acres (7,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,000 (Jan 2023) |
| Tax Bill | $944 (2025) |
| Deeds & Mortgages | Feb 2023 Transfer Jan 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | H33-2-113-31-01-01-14200 |
| Primary APN | H33-2-113-31-01-01-14200 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,132 sqft Living Area |
| 1st Floor Area | 2,264 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Lot Area | 7,810 sqft (0.179 acres) |
| Lot Dimensions | 126 ft deep x 62 ft wide |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 48 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 103 E CARMEL ST |
|---|---|
| City | UNION CITY |
| State | OH |
| Zip | 45390-1907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PEPPERMINT VILLAGE 2ND DIV WHOLE OLOT 23 |
| Legal Subdivision | PEPPERMINT VILLAGE 2ND SUB |
| Legal Lot Number | 23 |
| Jurisdiction | DARKE OH |
| Township / Civil Division | JACKSON |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 510100 |
103 E Carmel St is owned and occupied by an individual who acquired it in February 2023.
Source: Darke County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 E CARMEL ST, UNION CITY, OH 45390-1907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2023 | Intrafamily Transfer, Transfer |
| Jan 24, 2023 | Warranty Deed, Transfer |
| Nov 8, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 24, 2023 · Amount on File |
| Deed Sale | Jan 24, 2023 · Amount on File |
| Deed Document Number | 2023319 |
| Deed Book / Page | 560 / 535 |
| Last Transfer Date | Feb 9, 2023 |
| Transfer Doc | 00560/2331 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DARKE OH |
| Recording Date | Feb 10, 2023 |
| Property Address | 103 E CARMEL ST, UNION CITY, OH 45390-1907 |
| Document Number | 00560/2331 |
| Book / Page | 560 / 2331 |
| Map Reference | MB 6 PG 5 |
| Instrument Date | Feb 9, 2023 |
| Instrument | 202300000721 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 E CARMEL ST, UNION CITY, OH 45390-1907 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARKE OH |
| Recording Date | Jan 24, 2023 |
| Property Address | 103 E CARMEL ST, UNION CITY, OH 45390-1907 |
| Document Number | 000560/535 |
| Book / Page | 560 / 535 |
| Map Reference | MB 6 PG 5 |
| Instrument Date | Jan 20, 2023 |
| Instrument | 202300000319 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 E CARMEL ST, UNION CITY, OH 45390-1907 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARKE OH |
| Recording Date | Nov 8, 2022 |
| Property Address | 103 E CARMEL ST, UNION CITY, OH 45390-1907 |
| Document Number | 000559/708 |
| Book / Page | 559 / 708 |
| Map Reference | MB 6 PG 5 |
| Instrument Date | Nov 4, 2022 |
| Instrument | 202200006778 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9365 COLETOWN LIGHTSVILLE RD, UNION CITY, OH 45390-8622 |
The 2025 property tax bill for 103 E Carmel St was $944 with a homeowner's exemption.
Source: Darke County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Darke County |
| County Subdivision | Jackson Township |
| Municipality | Union City Village |
| Unified School District | Mississinawa Valley Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $944.00 Homeowner's exemption | $29,910 Land $2,010 Building $27,900 | $85,470 Land $5,750 Building $79,720 |
| 2023 | $815.00 (+84.81%) | $24,510 (+21.58%) Land $2,010 Building $22,500 | $70,040 Land $5,750 Building $64,290 |
| 2022 | $441.00 Homeowner's exemption | $20,160 Land $1,680 Building $18,480 | |
| 2020 | $57,580 Land $4,790 Building $52,790 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 103 E Carmel St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 E Carmel St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION CITY VILLAGE PWS serves 1,650 people · EPA ID OH1901212 |
|---|---|
| Water Source | Purchased groundwater from UNION CITY WATER WORKS |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wabash Communications Fixed Wireless | 100 / 25 |
| altafiber Network Solutions Fixed Wireless | 100 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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