103 E Cardinal Ln, Harker Heights, TX 76548 Property Records

Bell County property record for 103 E Cardinal Ln, Harker Heights, TX 76548

Property Summary

Property Type	Duplex
Details	1 ba · 2,800 sqft · built 1971
Lot Size	0.192 acres (8,398 sqft)
Owner	Individual Name on File
Tax Bill	$4,518 (2023)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0304210000`

Property Details

APN / Parcel Number

Primary APN	`0304210000`
Alternative APNs	`852874` `48195`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	2,800 sqft Gross Area
2nd Floor Area	1,400 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,398 sqft (0.192 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Porch	Open Porch
Porch Area	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	852874
Street Address	103 E CARDINAL LN
City	HARKER HEIGHTS
State	TX
Zip	76548-1276
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	TEMKI CENTER, BLOCK 001, LOT 0002
Legal Subdivision	TEMKI CENTER
Legal Block	1
Legal Lot Number	2
Jurisdiction	BELL TX
Township / Civil Division	KILLEEN
Census Block Group	4
Census Block	4015
Census Tract	21901

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	404 HOT SPRING VLY, BUDA, TX 78610-3585
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Vendor's Lien, Transfer · Conventional Mortgage UNIVERSITY FCU
Dec 7, 2018	Warranty Deed, Transfer PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2021
Deed Sale	Apr 5, 2021
Prior Sale	Dec 7, 2018
Deed Document Number	2021020275
Record Updated	Jun 7, 2026

April 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Apr 5, 2021
Property Address	103 E CARDINAL LN, HARKER HEIGHTS, TX 76548-1276
Document Number	0000020275
Map Reference	CAB A SL 296-A
Instrument Date	Apr 1, 2021
Instrument	2021020275
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 S MOUNT RUSHMORE DR, CEDAR PARK, TX 78613-3024

Mortgage

Document Number	0000020276
Date	Apr 5, 2021
Instrument	2021020276

Lender

Name	UNIVERSITY FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Dec 7, 2018
Property Address	103 E CARDINAL LN, HARKER HEIGHTS, TX 76548-1276
Document Number	0000050754
Instrument Date	Dec 3, 2018
Instrument	50754
Transaction Type	Transfer
Record Updated	Dec 21, 2018
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7204 HOLLY FERN CV AUSTIN TX 787507901, AUSTIN, TX 78750-7901

Mortgage

Document Number	50755
Date	Dec 7, 2018
Instrument	50755

Lender

Name	PRIMELENDING
Address	DALLAS, TX 75252

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 6, 2048

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Harker Heights City
Unified School District	Killeen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,518.00 (+0.87%)	$251,444 Land $15,000 Building $236,444	$251,444 Land $15,000 Building $236,444
2022	$4,479.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2010–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HARKER HEIGHTS serves 35,957 people · EPA ID TX0140023
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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