103 E Ash St, Saint Joseph, MN 56374 Property Records

Stearns County property record for 103 E Ash St, Saint Joseph, MN 56374

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 1,664 sqft · built 1916
Lot Size	0.467 acres (20,330 sqft)
Owner	Individual Name on Record
Last Sale	$189,900 (Oct 2020)
Tax Bill	$3,198 (2026)
Deeds & Mortgages	Dec 2021 Sale Oct 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`84-53699-0000`

Property Details

APN / Parcel Number

Primary APN	`84-53699-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,664 sqft Living Area
Gross Area	1,581 sqft
1st Floor Area	832 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1975
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,330 sqft (0.467 acres)
Lot Dimensions	214 ft deep x 95 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	103 E ASH ST
City	SAINT JOSEPH
State	MN
Zip	56374-4657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 35' OF LOT 7 & ALL OF LOT 8 BLK 2 LOSO'S 5TH ADD SECTION 10 TOWNSHIP 124 RANGE 029 LOSO'S 5TH ADD SECTION 10 TOWNSHIP 124
Legal Range	29W
Legal Township	124
Legal Section	10
Legal Subdivision	LOSOS 5TH ADD
Legal Block	2
Legal Lot Number	7-8
Jurisdiction	STEARNS MN
Township / Civil Division	ST. JOSEPH
Census Block Group	2
Census Block	2080
Census Tract	11308

Owner

Source: Stearns County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 E ASH ST, SAINT JOSEPH, MN 56374-4657
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Warranty Deed, Transfer MISC COMPANY
Oct 21, 2020	Warranty Deed, Transfer
Nov 8, 2019	Quit Claim Deed, Transfer Quitclaim
Sep 4, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2020 · Amount on Record
Deed Sale	Oct 21, 2020 · Amount on Record
Prior Sale	Apr 3, 2015 · Amount on Record
Deed Document Number	20201583725
Prior Transfer Date	Oct 31, 2019
Prior Transfer Doc	00A1556537
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Dec 27, 2021
Property Address	103 E ASH ST, SAINT JOSEPH, MN 56374-4657
Document Number	00A1622620
Instrument Date	Dec 14, 2021
Instrument	A1622620
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 E ASH ST, SAINT JOSEPH, MN 56374-4657

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Oct 21, 2020
Property Address	103 E ASH ST, SAINT JOSEPH, MN 56374-4657
Document Number	00A1583725
Instrument Date	Oct 2, 2020
Instrument	A1583725
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 E ASH ST, SAINT JOSEPH, MN 56374-4657

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Nov 8, 2019
Property Address	103 E ASH ST, SAINT JOSEPH, MN 56374-4657
Document Number	00A1556537
Instrument Date	Oct 31, 2019
Instrument	A1556537
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 E ASH ST, SAINT JOSEPH, MN 56374-4657

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Sep 4, 2019
Property Address	103 E ASH ST, SAINT JOSEPH, MN 56374-4657
Document Number	00A1551797
Instrument Date	Aug 20, 2019
Instrument	A1551797
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 E ASH ST, SAINT JOSEPH, MN 56374-4657

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Joseph City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,198.00 (+18.01%)	$271,700 (+5.19%) Land $49,600 Building $222,100	$271,700 (+5.19%) Land $49,600 Building $222,100
2025		$258,300 (+11.05%) Land $46,000 Building $212,300	$258,300 (+11.05%) Land $46,000 Building $212,300
2023	$2,710.00	$232,600 Land $46,000 Building $186,600	$232,600 Land $46,000 Building $186,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Joseph serves 7,100 people · EPA ID MN1730033
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	1,250 / 60
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Intrepid Fiber Networks.

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