Butler County property record for 103 E Adair St, Shell Rock, IA 50670
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,788 sqft · built 1895 |
| Lot Size | 0.145 acres (6,316 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,808 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1211211010 |
| Primary APN | 1211211010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,788 sqft Living Area |
| Basement Area | 780 sqft |
| Unfinished Basement | 780 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1895 |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 6,316 sqft (0.145 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 20 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 103 E ADAIR ST |
|---|---|
| City | SHELL ROCK |
| State | IA |
| Zip | 50670-7710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | O.T. SWLY 1/2 LOT 10 & SWLY 1/2 NW 1/2 LOT 9 BLK 25 |
| Legal Subdivision | ORGINAL TOWN OF SHELL ROCK |
| Legal Block | 25 |
| Legal Lot Number | 10,9 |
| Jurisdiction | BUTLER IA |
| Township / Civil Division | SHELL ROCK |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 70500 |
Source: Butler County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 103 E ADAIR ST, SHELL ROCK, IA 50670-7710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU |
| Jun 14, 2017 | Deed of Trust, Mortgage · ARM VERIDIAN CU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER IA |
| Property Address | 103 E ADAIR ST, SHELL ROCK, IA 50670-7710 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020220586 |
|---|---|
| Date | Feb 23, 2022 |
| Instrument | 2022-0586 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.75% |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER IA |
| Property Address | 103 E ADAIR ST, SHELL ROCK, IA 50670-7710 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020171389 |
|---|---|
| Date | Jun 14, 2017 |
| Instrument | 2017-1389 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50701 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.12% |
| Index | 1-Year LIBOR |
| Max Rate | 10.1% |
Source: Butler County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Butler County |
| Municipality | Shell Rock City |
| Unified School District | Waverly-Shell Rock Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,808.00 (+2.84%) Homeowner's exemption | $117,080 (+7.63%) Land $13,320 Building $103,760 | $117,080 (+7.63%) Land $13,320 Building $103,760 |
| 2024 | $1,758.00 (+7.33%) | ||
| 2023 | $108,780 (+18.57%) Land $13,320 Building $95,460 | $108,780 (+18.57%) Land $13,320 Building $95,460 | |
| 2022 | $1,638.00 Homeowner's exemption | $91,740 Land $13,320 Building $78,420 | |
| 2021 | $91,740 Land $13,320 Building $78,420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 18 (1993–2016) |
| Claims Outside the SFHA | 3 of 18 |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 40% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHELL ROCK MUNI WATER SUPP serves 1,269 people · EPA ID IA1286042 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Butler-Bremer Mutual Telephone Company Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
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