103 E 1st St N, Big Stone Gap, VA 24219 Property Records

Wise County property record for 103 E 1st St N, Big Stone Gap, VA 24219

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,649 sqft · built 1928
Lot Size	0.36 acres (15,699 sqft)
Owner	Individual Name on Record
Last Sale	$166,000 (May 2018)
Tax Bill	$1,656 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`R002148`

Property Details

APN / Parcel Number

Primary APN	`R002148`
Alternative APNs	`076A7 (06) 042 006-7-8` `002148`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,649 sqft Heated Area
Gross Area	2,876 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	15,699 sqft (0.36 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	103 E 1ST ST N
City	BIG STONE GAP
State	VA
Zip	24219-2835
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6-7-8 BK 42 P 1
Jurisdiction	WISE VA
Township / Civil Division	3
Census Block Group	5
Census Block	5055
Census Tract	931200

Owner

Source: Wise County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 E 1ST ST N, BIG STONE GAP, VA 24219-2835
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
May 9, 2018	Deed, Transfer · Conventional Mortgage BRANCH BANKING & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2018 · Amount on Record
Deed Sale	May 9, 2018 · Amount on Record
Prior Sale	Feb 4, 2013 · Amount on Record
Deed Document Number	20182242
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WISE VA
Property Address	103 E 1ST ST N, BIG STONE GAP, VA 24219-2835
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202205009
Date	Oct 31, 2022
Instrument	202205009

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WISE VA
Property Address	103 E 1ST ST N, BIG STONE GAP, VA 24219-2835
Transaction Type	Mortgage
Record Updated	Feb 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100389
Date	Jan 29, 2021
Instrument	202100389

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	WISE VA
Recording Date	May 9, 2018
Property Address	103 E 1ST ST N, BIG STONE GAP, VA 24219-2835
Document Number	201802242
Map Reference	IN 201300374
Instrument Date	May 9, 2018
Instrument	201802242
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$166.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 E 1ST ST N, BIG STONE GAP, VA 24219-2833

Mortgage

Document Number	201802243
Date	May 9, 2018
Instrument	201802243

Lender

Name	BRANCH BANKING & TRUST CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Wise County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Big Stone Gap Town
County	Wise County
Unified School District	Wise County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,656.00 (+39.75%)	$240,100 (+39.76%) Land $39,000 Building $201,100	$240,100 (+39.76%) Land $39,000 Building $201,100
2025	$1,185.00	$171,800 (-) Land $30,000 Building $141,800	$171,800 (-) Land $30,000 Building $141,800
2023	$1,185.00	$171,800 (-) Land $30,000 Building $141,800	$171,800 (-) Land $30,000 Building $141,800
2022		$171,800 Land $30,000 Building $141,800	$171,800 Land $30,000 Building $141,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 6, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	37 (1978–2025)
Claims Outside the SFHA	11 of 37
Most Recent Claim	Feb 2025 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storm, Record/near Record Snowfall, Heavy Rain,floodind, And Mudslide, Feb 2003 · 12 claims Severe Storms And Flooding, Mar 2002 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BIG STONE GAP serves 9,372 people · EPA ID VA1195100
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Point Broadband Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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