James City County property record for 103 Dundee, Williamsburg, VA 23188
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,854 sqft · built 2006 |
| Lot Size | 0.261 acres (11,369 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (Feb 2024) |
| Tax Bill | $845 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Feb 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-2 02-0-0051 |
| Primary APN | 38-2 02-0-0051 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,854 sqft Living Area |
| Basement Area | 862 sqft |
| Finished Basement | 799 sqft |
| Unfinished Basement | 681 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete |
| Foundation Type | No Foundation |
| Roof Material | Composition Shingle |
| Lot Area | 11,369 sqft (0.261 acres) |
| Garage Type | Attached |
| Garage Area | 532 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | 192 sqft |
| Patio Area | 252 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 19204 |
|---|---|
| Street Address | 103 DUNDEE |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23188-9118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 RESIDEN |
| Legal Description | L-51 S-11A FORDS COLONY |
| Legal Subdivision | FORDS COLONY |
| Legal Lot Number | 51 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | JAMESTOWN |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 80209 |
Source: James City County records · APN 38-2 02-0-0051
Assessment roll updated October 14, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 DUNDEE, WILLIAMSBURG, VA 23188-9118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 08, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Feb 15, 2024 | Warranty Deed, Transfer · VA Mortgage PRESIDENTIAL BANK FSB |
| Jun 25, 2018 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 15, 2024 · Amount on Record |
| Deed Sale | Feb 15, 2024 · Amount on Record |
| Prior Sale | May 11, 2012 · Amount on Record |
| Deed Document Number | 20242403 |
| Prior Transfer Date | Jun 20, 2018 |
| Prior Transfer Doc | 0000010641 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Apr 08, 2026 |
| Property Address | 103 DUNDEE, WILLIAMSBURG, VA 23188-9118 |
| Document Number | 0000004054 |
| Instrument Date | Apr 03, 2026 |
| Instrument | 20264054 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 103 DUNDEE, WILLIAMSBURG, VA 23188-9118 |
| Document Number | 0000004054, |
|---|---|
| Date | Apr 08, 2026 |
| Instrument | 20264054 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Apr 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Feb 15, 2024 |
| Property Address | 103 DUNDEE, WILLIAMSBURG, VA 23188-9118 |
| Document Number | 0202402403 |
| Instrument Date | Feb 13, 2024 |
| Instrument | 202402403 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2024 |
| Title Company | SOUTHEAST SETTLEMENT AND TITLE, SOUTHEAST SETTLEMENT & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 DUNDEE, WILLIAMSBURG, VA 23188-9118 |
| Document Number | 0202402404 |
|---|---|
| Date | Feb 15, 2024 |
| Instrument | 202402404 |
| Name | PRESIDENTIAL BANK FSB |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Jun 25, 2018 |
| Property Address | 103 DUNDEE, WILLIAMSBURG, VA 23188-9118 |
| Document Number | 0000010641 |
| Instrument Date | Jun 20, 2018 |
| Instrument | 10641 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 DUNDEE WILLIAMSBURG VA 231889118, WILLIAMSBURG, VA 23188-9118 |
Source: James City County records · Assessment roll updated October 14, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $845.00 (-82.94%) | $611,500 (+22.55%) Land $98,100 Building $513,400 | $611,500 (+22.55%) Land $98,100 Building $513,400 |
| 2024 | $4,954.00 (+19.63%) | ||
| 2023 | $4,141.00 | $499,000 Land $69,300 Building $429,700 | $499,000 Land $69,300 Building $429,700 |
| 2022 | $4,141.00 (+5.5%) | ||
| 2019 | $3,925.00 |
Source: FEMA National Flood Hazard Layer as of October 27, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Shenandoah Telecommunications Company Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 100 |
Based on FCC filings for 143 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JCSA - CENTRAL SYSTEM serves 57,726 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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