Santa Clara County property record for 103 Duane St, San Jose, CA 95110
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,296 sqft · built 1900 |
| Lot Size | 0.168 acres (7,300 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,601 (2025) |
| Deeds & Mortgages | Jan 2019 Line of Credit Jan 2018 Line of Credit |
| Flood Zone | Zone AO (high risk) |
| APN | 264-33-010 |
| Primary APN | 264-33-010 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 1,296 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 7,300 sqft (0.168 acres) |
| Lot Dimensions | 146 ft deep x 50 ft wide |
| Porch | Porch |
| Cooling System | None |
|---|
| Street Address | 103 DUANE ST |
|---|---|
| City | SAN JOSE |
| State | CA |
| Zip | 95110-2813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Subdivision | CESENA ADD |
| Legal Lot Number | 39 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 501700 |
103 Duane St is owned and occupied by two individuals.
Source: Santa Clara County records, as of July 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 DUANE ST, SAN JOSE, CA 95110-2813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Jan 5, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 103 DUANE ST, SAN JOSE, CA 95110-2813 |
| Document Number | 0024102109 |
| Instrument Date | Jan 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2019 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC-OMAHA |
| Name | Verified Name |
|---|---|
| Address | 103 DUANE ST SAN JOSE CA 951102813, SAN JOSE, CA 95110-2813 |
| Document Number | 0024102109 |
|---|---|
| Date | Jan 23, 2019 |
| Instrument | 24102109 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 103 DUANE ST, SAN JOSE, CA 95110-2813 |
| Document Number | 0023848201 |
| Instrument Date | Jan 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 103 DUANE ST SAN JOSE CA 951102813, SAN JOSE, CA 95110-2813 |
| Document Number | 0023848201 |
|---|---|
| Date | Jan 12, 2018 |
| Instrument | 23848201 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 103 Duane St was $4,601.
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | San Jose City |
| Unified School District | San Jose Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $258,359 (+2%) Land $142,143 Building $116,216 | |
| 2025 | $4,601.00 | $253,294 Land $139,356 Building $113,938 |
| 2023 | $4,318.00 (+0.86%) | $243,460 Land $133,946 Building $109,514 |
| 2022 | $4,281.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 103 Duane St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 56 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 8 (1982–2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 103 Duane St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Ridge Wireless Fixed Wireless | 100 / 60 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
May also be available: GeoLinks, Sail Internet, Sonic Telecom, T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures