103 Drew Ct, Niceville, FL 32578 Property Records

Okaloosa County property record for 103 Drew Ct, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,205 sqft · built 1978
Lot Size	0.472 acres (20,568 sqft)
Owner	2 Company Names on File
Tax Bill	$3,022 (2025)
Deeds & Mortgages	Oct 2020 Transfer Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-593-5438-1`

Property Details

APN / Parcel Number

Primary APN	`C56-000-593-5438-1`
Alternative APNs	`10-1S-22-0000-0002-0010` `22S110000000020010`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,205 sqft Living Area
Gross Area	4,397 sqft
1st Floor Area	1,929 sqft
Upper Floors Area	854 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	20,568 sqft (0.472 acres)
Garage Type	Attached
Garage Area	572 sqft
Driveway	Driveway
Porch	Slab
Porch Area	244 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	103 DREW CT
City	NICEVILLE
State	FL
Zip	32578-2339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK C ROCKY BAYOU EST #6 AS OR
Legal Range	22W
Legal Township	01S
Legal Section	10
Legal Subdivision	ROCKY BAYOU EST
Legal Block	C
Legal Lot Number	6
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	2
Census Block	2018
Census Tract	20900

Owner

Source: Okaloosa County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	103 DREW CT, NICEVILLE, FL 32578-2339
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLANET HM LNDG
Apr 27, 2018	Deed of Trust, Mortgage · VA Mortgage CENTENNIAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 28, 2020
Transfer Doc	0034973109
Record Updated	Oct 29, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 8, 2020
Property Address	103 DREW CT, NICEVILLE, FL 32578-2339
Document Number	0034973109
Book / Page	003497 / 003109
Instrument Date	Jul 28, 2020
Instrument	3397341
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	103 DREW CT NICEVILLE FL 325782339, NICEVILLE, FL 32578-2339

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	103 DREW CT, NICEVILLE, FL 32578-2339
Document Number	0034692897
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 DREW CT NICEVILLE FL 325782339, NICEVILLE, FL 32578-2339

Mortgage

Document Number	0034692897
Date	Jun 17, 2020
Book Page	003469/002897
Instrument	3366440

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 16, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	103 DREW CT, NICEVILLE, FL 32578-2339
Document Number	0033483697
Instrument Date	Apr 27, 2018
Transaction Type	Mortgage
Record Updated	May 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 DREW CT NICEVILLE FL 325782339, NICEVILLE, FL 32578-2339

Mortgage

Document Number	0033483697
Date	May 3, 2018
Book Page	003348/003697
Instrument	3204870

Lender

Name	CENTENNIAL BK
Type	Bank
Address	CONWAY, AR 72033

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 2, 2048

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Niceville City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,022.00 (+10.05%) Homeowner's exemption Veteran's exemption	$265,786 (+5.99%)	$493,878 (+3.03%) Land $111,423 Building $382,455
2023	$2,746.00 (+5.01%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$250,772 (+3%)	$479,362 (+6.1%) Land $98,324 Building $381,038
2022	$2,615.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$243,468	$451,797 Land $93,642 Building $358,155

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 86 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	86 in force
Nearby Flood Claims	2 (1995–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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