Lauderdale County property record for 103 Dowdy Dr, Florence, AL 35634
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,904 sqft · built 1970 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Dec 2023) |
| Tax Bill | $528 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-08-33-0-001-087-000 |
| Primary APN | 16-08-33-0-001-087-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,904 sqft Living Area |
| 1st Floor Area | 1,904 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 17,860 sqft (0.41 acres) |
| Lot Dimensions | 195 ft deep x 80 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 107622 |
|---|---|
| Street Address | 103 DOWDY DR |
| City | FLORENCE |
| State | AL |
| Zip | 35634-2922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 |
| Legal Description | 80 X 209.2 IRR LOT RESURVEY OF MORNINGSIDE HEIGHTS LOT 4 IN SEC 33 T2S R10W PB 3 PG 176 .41 AC/C |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 33 |
| Legal Subdivision | MORNINGSIDE HEIGHTS |
| Legal Lot Number | 4 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | FLORENCE |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 11503 |
103 Dowdy Dr is owned and occupied by an individual who bought it in December 2023.
Source: Lauderdale County records, as of November 21, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 103 DOWDY DR, FLORENCE, AL 35634-2922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 19, 2023 | Survivorship Deed, Transfer · Seller Carry-Back JOHN WHITTEN |
| Aug 30, 2021 | Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2023 · Amount on File |
| Deed Sale | Dec 19, 2023 · Amount on File |
| Prior Sale | Aug 30, 2021 · Amount on File |
| Deed Document Number | 0202352165 |
| Deed Book / Page | 2023 / 52165 |
| Record Updated | Jun 8, 2026 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | Dec 19, 2023 |
| Property Address | 103 DOWDY DR, FLORENCE, AL 35634-2922 |
| Document Number | 2023/52165 |
| Book / Page | 2023 / 52165 |
| Map Reference | MB 3 PG 176 |
| Instrument Date | Dec 18, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3401 COUNTY ROAD 10, FLORENCE, AL 35633-2952 |
| Name | Verified Name |
|---|---|
| Address | 103 DOWDY DR, FLORENCE, AL 35634-2922 |
| Document Number | 0202352167 |
|---|---|
| Date | Dec 19, 2023 |
| Instrument | 2023/52167 |
| Name | JOHN WHITTEN |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | Aug 30, 2021 |
| Property Address | 103 DOWDY DR, FLORENCE, AL 35634-2922 |
| Document Number | 2021/54125 |
| Book / Page | 2021 / 54125 |
| Map Reference | MB 3 PG 176 |
| Instrument Date | Aug 23, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 279 ONSLOW CIR, KILLEN, AL 35645-8544 |
| Name | Verified Name |
|---|---|
| Address | 3401 COUNTY ROAD 10, FLORENCE, AL 35633-2952 |
| Document Number | 202154127202154127 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 2021/54127202154127 |
| Name | BETTER MORTGAGE CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 103 Dowdy Dr was $528 with a homeowner's exemption, down 53.2% from the year before.
Source: Lauderdale County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $528.00 (-53.23%) Homeowner's exemption | $16,740 (-48.14%) | $167,400 (+3.73%) Land $7,000 Building $160,400 |
| 2024 | $1,129.00 (+1.35%) | $32,280 (+2,461.9%) Land $1,360 Building $30,920 | $161,380 (+6.09%) Land $6,800 Building $154,580 |
| 2023 | $1,114.00 (+16.77%) | $1,260 (-95.12%) Land $1,260 | $152,120 (+17.74%) Land $6,300 Building $145,820 |
| 2022 | $954.00 | $25,840 | $129,200 Land $7,200 Building $122,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 103 Dowdy Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Dowdy Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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