103 Dove Tree Ct, Sterling, VA 20164 Property Records

Loudoun County property record for 103 Dove Tree Ct, Sterling, VA 20164

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,864 sqft · built 1978
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$413,000 (Jun 2017)
Tax Bill$5,256 (2026)
Deeds & MortgagesJul 2021 Refinance
Apr 2023 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APN021-20-7626-000

Property Details

APN / Parcel Number

Primary APN021-20-7626-000
Alternative APN
  • 81/3/105

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,864 sqft Living Area
1st Floor Area1,384 sqft
Basement Area480 sqft
Finished Basement480 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1995
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Garage Area672 sqft

Exterior Amenities

PorchOpen Porch
Porch Area162 sqft
Deck AreaDeck Area
Patio Area580 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address103 DOVE TREE CT
CitySTERLING
StateVA
Zip20164-2405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionOAK TREE SUB DIV SEC.3 LOT 105 200612270107397
Legal SubdivisionOAK TREE SUB DIV
Legal Block2
Legal Lot Number105
JurisdictionLOUDOUN VA
Township / Civil DivisionSTERLING
Census Block Group2
Census Block2009
Census Tract611300

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address103 DOVE TREE CT, STERLING, VA 20164-2405
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CITY LENDING INC
Apr 13, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
PNC BANK NATIONAL ASSOCIATION
Jul 21, 2021Intrafamily Transfer, Transfer · Stand-Alone Refinance
CITY LENDING INC
Jun 5, 2017Grant Deed, Transfer · FHA Mortgage
SWBC MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 5, 2017 · Amount on Record
Deed SaleJun 5, 2017 · Amount on Record
Prior SaleDec 27, 2006 · Amount on Record
Deed Document Number201733939
Last Transfer DateJul 15, 2021
Transfer Doc0000078631
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address103 DOVE TREE CT, STERLING, VA 20164-2405
Transaction TypeMortgage
Record UpdatedSep 28, 2023
Title CompanyNOT AVAILABLE, THE AMERICAN TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000078632
DateJul 21, 2021
Instrument202107210078632
Lender
NameCITY LENDING INC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueAug 1, 2051
Interest
Rate TypeFixed Rate
Rate3.38%

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address103 DOVE TREE CT, STERLING, VA 20164-2405
Transaction TypeMortgage
Record UpdatedMay 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013467
DateApr 13, 2023
Instrument202304130013467
Lender
NamePNC BANK NATIONAL ASSOCIATION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term480 Months
DueApr 1, 2063
Interest
Rate TypeAdjustable Rate

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLOUDOUN VA
Recording DateJul 21, 2021
Property Address103 DOVE TREE CT, STERLING, VA 20164-2405
Document Number202107210078631
Instrument DateJul 15, 2021
Instrument202107210078631
Transaction TypeTransfer
Record UpdatedAug 11, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 DOVE TREE CT, STERLING, VA 20164-2405

Mortgage

Document Number0000078632
DateJul 21, 2021
Instrument202107210078632
Lender
NameCITY LENDING INC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueAug 1, 2051
Interest
Rate TypeFixed Rate
Rate3.38%

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLOUDOUN VA
Recording DateJun 5, 2017
Property Address103 DOVE TREE CT, STERLING, VA 20164-2405
Document Number20170605033939
Instrument DateMay 25, 2017
Instrument33939
Transaction TypeTransfer
Record UpdatedJun 13, 2017
Title CompanyOPTIMA TITLE SOLUTIONS AND ESCRO, OPTIMA TITLE SOLUTIONS & ESCRO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$413.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address103 DOVE TREE CT STERLING VA 201642405, STERLING, VA 20164-2405

Mortgage

Document Number20170605033940
DateJun 5, 2017
Instrument33940
Lender
NameSWBC MTG
TypeMortgage Company
AddressSAN ANTONIO, TX 78216
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 4, 2047

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,256.00 (+5.54%)$652,940 (+14.72%) Land $233,500 Building $419,440$652,940 (+14.72%) Land $233,500 Building $419,440
2023$4,980.00$569,180 Land $223,500 Building $345,680$569,180 Land $223,500 Building $345,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000

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