Sumner County property record for 103 Derek Ct, Portland, TN 37148
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 942 sqft · built 1997 |
| Lot Size | 0.223 acres (9,734 sqft) |
| Owner | Individual Name on File |
| Last Sale | $151,000 (Feb 2019) |
| Tax Bill | $721 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 083034E A 00400 |
| Primary APN | 083034E A 00400 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 942 sqft Living Area |
| Gross Area | 960 sqft |
| 1st Floor Area | 630 sqft |
| Upper Floors Area | 520 sqft |
| Basement Area | 630 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,734 sqft (0.223 acres) |
| Lot Dimensions | 157 ft deep x 62.3 ft wide |
| Terrain | Rolling |
| Driveway | Driveway |
| Driveway Area | 1,475 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 70 sqft |
| Deck Area | 250 sqft |
| Patio Area | 250 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 103 DEREK CT |
|---|---|
| City | PORTLAND |
| State | TN |
| Zip | 37148-2146 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT: 16-15 PAGE: 17-389 BLOCK: LOT: 7-7 SUBD: HICKORY PARK ESTATES SEC 3 |
| Legal Subdivision | HICKORY PARK ESTATES |
| Legal Lot Number | 7-7 |
| Jurisdiction | SUMNER TN |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 20300 |
103 Derek Ct is owned and occupied by an individual who bought it in February 2019.
Source: Sumner County records, as of January 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 DEREK CT, PORTLAND, TN 37148-2146 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CAPSTAR BANK |
| Apr 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ROUNDPOINT MTG SVCNG |
| Feb 21, 2019 | Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 21, 2019 · Amount on File |
| Deed Sale | Feb 21, 2019 · Amount on File |
| Prior Sale | Jul 20, 2015 · Amount on File |
| Deed Document Number | 20191260018 |
| Deed Book / Page | 4895 / 579 |
| Prior Transfer Date | Jun 22, 2015 |
| Prior Transfer Doc | 0041480619 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 103 DEREK CT, PORTLAND, TN 37148-2146 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2021 |
| Title Company | HOMESTEAD TITLE |
| Name | Verified Name |
|---|
| Document Number | 0056940517 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | 5694/517 |
| Instrument | 1379054 |
| Name | CAPSTAR BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37215 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 103 DEREK CT, PORTLAND, TN 37148-2146 |
| Document Number | 0052020065 |
| Instrument Date | Apr 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 103 DEREK CT PORTLAND TN 371482146, PORTLAND, TN 37148-2146 |
| Document Number | 0052020065 |
|---|---|
| Date | Apr 28, 2020 |
| Book Page | 005202/000065 |
| Instrument | 1309222 |
| Name | ROUNDPOINT MTG SVCNG |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 27, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Feb 21, 2019 |
| Property Address | 103 DEREK CT, PORTLAND, TN 37148-2146 |
| Document Number | 0048950579 |
| Book / Page | 4895 / 579 |
| Map Reference | MB 16 PG 17 |
| Instrument Date | Feb 15, 2019 |
| Instrument | 1260018 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2021 |
| Title Company | THE ROW TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $558.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 DEREK CT, PORTLAND, TN 37148-2146 |
| Document Number | 1260019 |
|---|---|
| Date | Feb 21, 2019 |
| Instrument | 1260019 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
The 2025 property tax bill for 103 Derek Ct was $721.
Source: Sumner County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Municipality | Portland City |
| Unified School District | Sumner County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $721.00 | $50,750 Land $17,500 Building $33,250 | |
| 2024 | $203,000 Land $70,000 Building $133,000 | ||
| 2023 | $1,176.00 (+2.71%) | $34,475 (-) Land $12,500 Building $21,975 | |
| 2022 | $1,145.00 | $34,475 Land $12,500 Building $21,975 | |
| 2021 | $137,900 Land $50,000 Building $87,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 103 Derek Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Derek Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PORTLAND WATER SYSTEM serves 25,761 people · EPA ID TN0000559 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Cumberland Connect Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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