103 Deer Haven Rd, Sparta, NC 28675 Property Records

Alleghany County property record for 103 Deer Haven Rd, Sparta, NC 28675

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,232 sqft · built 1961
Lot Size	1.21 acres (52,708 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (May 2022)
Tax Bill	$1,179 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage Dec 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`3080156202`

Property Details

APN / Parcel Number

Primary APN	`3080156202`
Alternative APNs	`78635` `78685`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,232 sqft Living Area
1st Floor Area	1,848 sqft
Basement Area	1,836 sqft
Unfinished Basement	1,836 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	52,708 sqft (1.21 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	288 sqft
Patio Area	168 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	78685
Street Address	103 DEER HAVEN RD
City	SPARTA
State	NC
Zip	28675-8575
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	#18&19 WALTER JOHNSO
Legal Subdivision	JOHNSON, WALTER P
Legal Block	072
Legal Lot Number	18&19
Jurisdiction	ALLEGHANY NC
Township / Civil Division	GAP CIVIL
Census Block Group	2
Census Block	2028
Census Tract	950200

Owner

Source: Alleghany County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 DEER HAVEN RD, SPARTA, NC 28675-8575
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY BANK
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 8, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BRANCH BANKING AND TRUST CO
Aug 2, 2018	Deed of Trust, Mortgage BRANCH BANKING & TRUST CO
Jun 20, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BRANCH BANKING AND TRUST CO
Feb 8, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BRANCH BANKING AND TRUST CO
May 30, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2022 · Amount on Record
Deed Sale	May 5, 2022 · Amount on Record
Prior Sale	May 30, 2018 · Amount on Record
Deed Document Number	20221069
Deed Book / Page	429 / 28
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	May 5, 2022
Property Address	103 DEER HAVEN RD, SPARTA, NC 28675-8575
Document Number	0000429/28
Book / Page	429 / 28
Instrument Date	May 3, 2022
Instrument	1069
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	132 FOX FIRE TRL, 132, STATE ROAD, NC 28676-8928

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 DEER HAVEN RD, SPARTA, NC 28675-8575

Mortgage

Document Number	0000001070
Date	May 5, 2022
Instrument	1070

Lender

Name	FIRST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 5, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	103 DEER HAVEN RD, SPARTA, NC 28675-8575
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000425/18
Date	Dec 6, 2021
Book Page	425/18
Instrument	3538

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	103 DEER HAVEN RD, SPARTA, NC 28675-8575
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	398/55
Date	Feb 8, 2019
Book Page	398/55
Instrument	272

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	103 DEER HAVEN RD, SPARTA, NC 28675-8575
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000394/0000000013
Date	Aug 2, 2018
Book Page	0000000394/0000000013
Instrument	000000001429

Lender

Name	BRANCH BANKING & TRUST CO
Type	Bank

Agreement

Amount	Amount Recorded

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	103 DEER HAVEN RD, SPARTA, NC 28675-8575
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	400/987
Date	Jun 20, 2019
Book Page	400/987
Instrument	1216

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	103 DEER HAVEN RD, SPARTA, NC 28675-8575
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	398/55
Date	Feb 8, 2019
Book Page	398/55
Instrument	272

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	May 30, 2018
Property Address	103 DEER HAVEN RD, SPARTA, NC 28675-8575
Document Number	392/916
Book / Page	392 / 916
Instrument Date	May 29, 2018
Instrument	000000000908
Transaction Type	Transfer
Record Updated	Jul 9, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1215, HICKORY, NC 28601

Tax Assessment & Valuation

Source: Alleghany County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alleghany County
Unified School District	Alleghany County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,179.00 (+0.86%)	$170,900 (-) Land $31,100 Building $139,800	$170,900 (-) Land $31,100 Building $139,800
2025	$1,169.00
2023		$170,900 Land $31,100 Building $139,800	$170,900 Land $31,100 Building $139,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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