Nassau County and Hempstead Town property record for 103 Decker St, Valley Stream, NY 11580
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,289 sqft · built 1949 |
| Lot Size | 0.216 acres (9,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (Apr 2023) |
| Tax Bill | $11,841 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Apr 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-053-00-0049 |
| Primary APN | 37-053-00-0049 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,289 sqft Living Area |
| Gross Area | 1,499 sqft |
| 1st Floor Area | 921 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Other |
| Lot Area | 9,400 sqft (0.216 acres) |
| Lot Dimensions | 100 ft deep x 95 ft wide |
| Garage Type | Attached |
| Garage Area | 210 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 216 sqft |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 37053 00490 |
|---|---|
| Street Address | 103 DECKER ST |
| City | VALLEY STREAM |
| State | NY |
| Zip | 11580-2611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN #1 SCH DIST 013 |
| Legal Subdivision | CEDARLAWN ESTS |
| Legal Block | 53 |
| Legal Lot Number | 49 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | HEMPSTEAD |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 410000 |
103 Decker St is owned and occupied by two individuals who bought it in April 2023.
Source: Nassau County and Hempstead Town records, as of June 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 DECKER ST, VALLEY STREAM, NY 11580-2611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 23, 2024 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 11, 2023 | Bargain and Sale Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC |
| Aug 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Apr 6, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2023 · Amount on File |
| Deed Sale | Apr 11, 2023 · Amount on File |
| Deed Document Number | 2023-21565 |
| Deed Book / Page | D14367 / 279 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 103 DECKER ST, VALLEY STREAM, NY 11580-2611 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2024 |
| Name | Verified Name |
|---|---|
| Address | 103 DECKER ST, VALLEY STREAM, NY 11580-2611 |
| Document Number | M474440284 |
|---|---|
| Date | Feb 23, 2024 |
| Book Page | M47444/284 |
| Instrument | 2024-11607 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | CORAOPOLIS, PA 15108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 351 Months |
| Due | May 1, 2053 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Apr 11, 2023 |
| Property Address | 103 DECKER ST, VALLEY STREAM, NY 11580-2611 |
| Document Number | D143670279 |
| Book / Page | D14367 / 279 |
| Map Reference | FILE 4569 |
| Instrument Date | Mar 27, 2023 |
| Instrument | 2023-21565 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2023 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 103 DECKER ST, VALLEY STREAM, NY 11580-2611 |
| Name | Verified Name |
|---|---|
| Address | 103 DECKER ST, VALLEY STREAM, NY 11580-2611 |
| Document Number | 0202321566 |
|---|---|
| Date | Apr 11, 2023 |
| Instrument | 2023-21566 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 103 DECKER ST, VALLEY STREAM, NY 11580-2611 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0457850206 |
|---|---|
| Date | Aug 30, 2021 |
| Book Page | 45785/206 |
| Instrument | 2021-113536 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 103 DECKER ST, VALLEY STREAM, NY 11580-2611 |
| Document Number | 0420590624 |
| Book / Page | 042059 / 000624 |
| Instrument Date | Apr 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 103 DECKER ST VALLEY STREAM NY 115802611, VALLEY STREAM, NY 11580-2611 |
| Document Number | 0420590624 |
|---|---|
| Date | Apr 18, 2017 |
| Book Page | 042059/000624 |
| Instrument | 38184 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 17, 2047 |
The 2025 property tax bill for 103 Decker St was $11,841.
Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| County Subdivision | Hempstead Town |
| Elementary School District | Valley Stream Union Free School District 13 (PK - 06) |
| Secondary School District | Valley Stream Central High School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $482 Land $280 Building $202 | $482,000 | |
| 2025 | $11,841.00 | ||
| 2023 | $10,293.00 Homeowner's exemption | $482 Land $280 Building $202 | $482,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 103 Decker St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 103 Decker St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WA OF WESTERN NASSAU public/private · serves 120,000 people · EPA ID NY2902830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 876 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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