103 Davis St, Berea, KY 40403 Property Records

Madison County property record for 103 Davis St, Berea, KY 40403 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	1,353 sqft
Owner	Individual Name on File
Last Sale	$193,900 (Nov 2021)
Tax Bill	$1,828 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B008-0020-0005-A`

Property Details

APN / Parcel Number

Primary APN	`B008-0020-0005-A`
Alternative APNs	`127959` `90811` `57604`

Interior

Stories	1 Story
Building Area	1,353 sqft Living Area

Exterior

Exterior Material	Brick/Stone
Porch	Porch
Porch Area	196 sqft

Location & Zoning

Account Number	57604
Street Address	103 DAVIS ST
City	BEREA
State	KY
Zip	40403-1116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIXIE HIGHWAY PARK LOT 300 & PT 180-185
Legal Subdivision	DIXIE PARK
Legal Lot Number	300
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	3
Census Block	3005
Census Tract	11202

Owner

Source: Madison County records · APN B008-0020-0005-A

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	103 DAVIS ST, BEREA, KY 40403-1116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 25, 2021	Deed, Transfer · Commercial Mortgage JACKSON COUNTY BANK
Sep 18, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 16, 2021 · Amount on Record
Deed Sale	Nov 16, 2021 · Amount on Record
Prior Sale	Mar 25, 2021 · Amount on Record
Deed Document Number	2014064154
Deed Book / Page	D814 / 369
Record Updated	Jun 08, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Nov 16, 2021
Property Address	103 DAVIS ST, BEREA, KY 40403-1116
Document Number	00D814/369
Book / Page	D814 / 369
Map Reference	MB 1 PG 17
Instrument Date	Nov 12, 2021
Instrument	2014064154
Transaction Type	Transfer
Record Updated	Dec 31, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$194.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8775 20TH ST # ST930, 8775, VERO BEACH, FL 32966-6925

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	103 DAVIS ST, BEREA, KY 40403-1116

Mortgage

Document Number	2014064155
Date	Nov 16, 2021
Instrument	2014064155

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Mar 25, 2021
Property Address	103 DAVIS ST, BEREA, KY 40403-1116
Document Number	00D802/658
Book / Page	D802 / 658
Map Reference	MB P1 PG 17
Instrument Date	Mar 12, 2021
Instrument	2014032128
Transaction Type	Transfer
Record Updated	Dec 31, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$172.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	507 GLADES RD, 507, BEREA, KY 40403-1256

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 331, MC KEE, KY 40447-0331
Investor	Possibly a Property Investor

Mortgage

Document Number	2014032129
Date	Mar 25, 2021
Instrument	2014032129

Lender

Name	JACKSON COUNTY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Mar 12, 2028

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Sep 18, 2020
Property Address	103 DAVIS ST, BEREA, KY 40403-1116
Document Number	D00794/334
Book / Page	D00794 / 334
Instrument Date	Sep 16, 2020
Instrument	2014020513
Transaction Type	Transfer
Record Updated	Dec 31, 2021

Transaction

Amount	Amount Recorded
Tax	$20.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	352 OPOSSUM KINGDOM RD, 352, BEREA, KY 40403-9514

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	507 GLADES RD, BEREA, KY 40403-1256

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,828.00 (-2.77%) Additional exemption filed	$193,900 (-)	$193,900 (-)
2023	$1,880.00	$193,900	$193,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510112023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 284 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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