103 Davis St, Auburndale, FL 33823 Property Records

Polk County property record for 103 Davis St, Auburndale, FL 33823

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,804 sqft · built 1973
Lot Size0.222 acres (9,670 sqft)
Owner2 Individual Names on Record
Last Sale$285,000 (Mar 2023)
Tax Bill$3,202 (2025)
Deeds & MortgagesFeb 2023 Mortgage
Mar 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25-28-10-322800-000060

Property Details

APN / Parcel Number

Primary APN25-28-10-322800-000060
Alternative APNs
  • 102825322800000060
  • 02825000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,804 sqft Living Area
1st Floor Area1,344 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area9,670 sqft (0.222 acres)
Lot Dimensions137 ft deep x 70 ft wide
View / LotCommercial/Industrial
Garage TypeCarport
Garage Area640 sqft
CarportCarport
Carport Area640 sqft

Exterior Amenities

PorchFlorida Room
Porch Area580 sqft
Shed1 Shed
Utility Building120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address103 DAVIS ST
CityAUBURNDALE
StateFL
Zip33823-3238
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionBERKES ADD PB 33 PG 49 LOT 6
Legal Range25E
Legal Township28S
Legal Section10
Legal SubdivisionBERKES ADDITION
Legal Tract322800
Legal Block2
Legal Lot Number6
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2000
Census Tract13102

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address103 DAVIS ST, AUBURNDALE, FL 33823-3238
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2023Deed of Trust, Mortgage · Commercial Mortgage
CITIZENS BANK & TRUST
Mar 16, 2023Warranty Deed, Transfer · FHA Mortgage
UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 16, 2023 · Amount on Record
Deed SaleMar 16, 2023 · Amount on Record
Prior SaleOct 5, 2011 · Amount on Record
Deed Document Number202361462
Deed Book / Page12618 / 126
Prior Transfer DateSep 30, 2011
Prior Transfer Doc0000169895
Record UpdatedOct 29, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address103 DAVIS ST, AUBURNDALE, FL 33823-3238
Transaction TypeMortgage
Record UpdatedAug 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000043598
DateFeb 23, 2023
Book Page12592/874
Instrument2023043598
Lender
NameCITIZENS BANK & TRUST
TypeBank
AddressFROSTPROOF, FL 33843
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMar 16, 2023
Property Address103 DAVIS ST, AUBURNDALE, FL 33823-3238
Document Number0000061462
Book / Page12618 / 126
Map ReferenceMB 33 PG 49
Instrument DateMar 8, 2023
Instrument2023061462
Transaction TypeTransfer
Record UpdatedMar 28, 2023
Title CompanyEXECUTIVE TITLE/CTRL FL INC, EXECUTIVE TITLE OF CTRL FL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,995.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1925 FOXHOLLOW DR E, AUBURNDALE, FL 33823-4712

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 DAVIS ST, AUBURNDALE, FL 33823-3238

Mortgage

Document Number0012618127
DateMar 16, 2023
Instrument12618/127
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityAuburndale City
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$235,423 (-1.14%) Land $39,648 Building $195,775$235,423 (-1.14%) Land $39,648 Building $195,775
2025$3,202.00 (+587.12%) Homeowner's exemption$238,146 (+298.06%) Land $39,648 Building $198,498$238,146 (-10.37%) Land $39,648 Building $198,498
2023$466.00 (+1.08%)$59,827 (+3%)$265,710 (+14.73%) Land $38,681 Building $227,029
2022$461.00 Homeowner's exemption$58,084$231,595 Land $20,791 Building $210,804

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims6 (2004–2022)
Claims Outside the SFHA3 of 6
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF AUBURNDALE
serves 35,239 people · EPA ID FL6530090
Water SourceGroundwater
Last State InspectionMay 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

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