103 D St NE, Brainerd, MN 56401 Property Records

Crow Wing County property record for 103 D St NE, Brainerd, MN 56401

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,248 sqft · built 1888
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Mar 2025)
Tax Bill	$1,716 (2026)
Deeds & Mortgages	Mar 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09128013007Z009`

Property Details

APN / Parcel Number

Primary APN	`09128013007Z009`
Alternative APNs	`41191626` `174096` `185065`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	1,248 sqft Living Area
1st Floor Area	624 sqft
Basement Area	200 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Garage Area	420 sqft
Driveway	Driveway
Porch	Slab
Porch Area	270 sqft
Storage Building	280 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	185065
Street Address	103 D ST NE
City	BRAINERD
State	MN
Zip	56401-2703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 7 AND 8 BLOCK 13
Legal Range	30W
Legal Township	45N
Legal Section	19
Legal Subdivision	FARRAR AND FORSYTHS FIRST ADDITION TO B
Legal Block	13
Legal Lot Number	7
Jurisdiction	CROW WING MN
Township / Civil Division	BRAINERD
Census Block Group	3
Census Block	3026
Census Tract	951200

Owner

Source: Crow Wing County records · APN 09128013007Z009

Assessment roll updated August 28, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	103 D ST NE, BRAINERD, MN 56401-2703
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 24, 2025 · Amount on Record
Deed Sale	Mar 24, 2025 · Amount on Record
Prior Sale	Apr 15, 2022 · Amount on Record
Deed Document Number	20251007636
Record Updated	Sep 20, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROW WING MN
Property Address	103 D ST NE, BRAINERD, MN 56401-2703
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 8TH ST NE 21, 21, STAPLES, MN 56479-3234

Mortgage

Document Number	0001007637
Date	Mar 24, 2025
Instrument	1007637

Lender

Name	GRANITE BANK
Type	Bank
Address	FLINT, MI 48501

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2055

Tax Assessment & Valuation

Source: Crow Wing County records · Assessment roll updated August 28, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Municipality	Brainerd City
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,716.00 (+9.86%)	$171,559 (-8.4%)	$200,100 (+6.83%) Land $54,000 Building $146,100
2025		$187,300 (+3.08%) Land $53,700 Building $133,600	$187,300 (+3.08%) Land $53,700 Building $133,600
2023	$1,562.00 Homeowner's exemption	$181,700 Land $45,300 Building $136,400	$181,700 Land $45,300 Building $136,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 15, 2017 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Consolidated Telephone Company.

Based on FCC filings for 458 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Brainerd serves 14,670 people
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.63 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.