103 Cypress Rd, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 103 Cypress Rd, Annapolis, MD 21403

Property Summary

Property TypeSingle Family Home
Details1 ba · 792 sqft · built 1954
Lot Size0.184 acres (8,000 sqft)
Owner2 Individual Names on Record
Last Sale$50,000 (Jun 1981)
Tax Bill$2,558 (2023)
Deeds & MortgagesJan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN06-955-04401400

Property Details

APN / Parcel Number

Primary APN06-955-04401400
Alternative APNs
  • 695504401400
  • 95504401400

Interior

Full Baths1 Bath
Stories1 Story
Building Area792 sqft Living Area
Gross Area1,032 sqft
1st Floor Area792 sqft
Utility Area48 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area8,000 sqft (0.184 acres)
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
Patio Area180 sqft
Shed1 Shed
Shed Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number95504401400
Street Address103 CYPRESS RD
CityANNAPOLIS
StateMD
Zip21403-2721
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 12 BK D SC 4 7 VICTOR HAVEN
Legal SubdivisionVICTOR HAVEN
Legal BlockD
Legal Lot Number12
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group1
Census Block1001
Census Tract706303

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address103 CYPRESS RD, ANNAPOLIS, MD 21403-2721
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 2, 1981 · Amount on Record
Deed SaleJun 2, 1981 · Amount on Record
Deed Book / Page3411 / 114
Record UpdatedOct 29, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address103 CYPRESS RD, ANNAPOLIS, MD 21403-2721
Document Number0305340286
Book / Page030534 / 000286
Instrument DateJan 5, 2017
Transaction TypeMortgage
Record UpdatedMar 29, 2017
Title CompanyEAGLE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 CYPRESS RD ANNAPOLIS MD 214032721, ANNAPOLIS, MD 21403-2721

Mortgage

Document Number0305340286
DateJan 13, 2017
Book Page030534/000286
Lender
NameBRANCH BK&TR
TypeBank
AddressWILSON, NC 27893
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 12, 2047

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
MunicipalityAnnapolis City
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$339,700 (+59.48%) Land $264,000 Building $75,700$339,700 (+59.48%) Land $264,000 Building $75,700
2023$2,558.00 Homeowner's exemption$213,000 Land $137,000 Building $76,000$213,000 Land $137,000 Building $76,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ANNAPOLIS
serves 35,000 people · EPA ID MD0020001
Water SourceGroundwater
Last State InspectionFeb 2025
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
AT&T
Fixed Wireless
100 / 20

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