103 Cypress Dr, Spring Lake, NC 28390 Property Records

Harnett County property record for 103 Cypress Dr, Spring Lake, NC 28390

Property Summary

Property TypeVacant Land
Lot Size12 acres (522,720 sqft)
OwnerIndividual Name on Record
Last Sale$89,000 (May 2023)
Tax Bill$735 (2023)
Deeds & MortgagesSep 2025 Mortgage
May 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1500056834

Property Details

APN / Parcel Number

Primary APN1500056834
Alternative APNs
  • 010506 0080
  • 107665000

Exterior

Lot Area522,720 sqft (12 acres)

Location & Zoning

Account Number1500056834
Street Address103 CYPRESS DR
CitySPRING LAKE
StateNC
Zip28390-8730
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Local Zoning CodeRA-20R
Legal Description12 AC L M CHAFFIN
JurisdictionHARNETT NC
Township / Civil DivisionANDERSON CREEK
Census Block Group4
Census Block4015
Census Tract71303

Owner

Source: Harnett County records, as of August 30, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address101 CYPRESS DR, SPRING LAKE, NC 28390-8730
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2025Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
May 31, 2023Warranty Deed, Transfer · Conventional Mortgage
INTERCOASTAL MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 31, 2023 · Amount on Record
Deed SaleMay 31, 2023 · Amount on Record
Deed Document Number0041941035
Deed Book / Page4194 / 1035
Record UpdatedJun 7, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARNETT NC
Property Address103 CYPRESS DR, SPRING LAKE, NC 28390-8730
Transaction TypeMortgage
Record UpdatedOct 2, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 CYPRESS DR, SPRING LAKE, NC 28390-8730

Mortgage

Document Number0000017695
DateSep 19, 2025
Book Page4304/1001
Instrument2025017695
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Address3043 TOWNSGATE RD # 200, WESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARNETT NC
Recording DateMay 31, 2023
Property Address103 CYPRESS DR, SPRING LAKE, NC 28390-8730
Document Number0000008558
Book / Page4194 / 1035
Instrument DateMay 10, 2023
Instrument2023008558
Transaction TypeTransfer
Record UpdatedAug 31, 2023

Transaction

AmountAmount Recorded
Tax$178.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5715 LA COSTA DR, HOPE MILLS, NC 28348-5219

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 CYPRESS DR, SPRING LAKE, NC 28390-8730

Mortgage

Document Number0000008559
DateMay 31, 2023
Instrument2023008559
Lender
NameINTERCOASTAL MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term13 Months
DueJun 1, 2024

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHarnett County
Unified School DistrictHarnett County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$735.00$104,890 (-)$104,890 (-) Land $104,890
2022$735.00$104,890$104,890 Land $104,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · above 68% of North Carolina
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARNETT REGIONAL WATER
serves 121,885 people · EPA ID NC0343045
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Cypress Dr

Nearby Streets

Search Property Records by Address or Parcel Number