103 Cypress Ct, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 103 Cypress Ct, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,044 sqft · built 1986
Lot Size	0.015 acres (669 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Sep 2023)
Tax Bill	$5,270 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00138-0000-00125-03`

Property Details

APN / Parcel Number

Primary APN	`21-00138-0000-00125-03`
Alternative APNs	`21001380000001250003` `40012503`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,044 sqft Living Area
1st Floor Area	1,044 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	669 sqft (0.015 acres)
Porch	Open Porch
Deck Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	40012503
Street Address	103 CYPRESS CT
City	HOWELL
State	NJ
Zip	07731-3041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	UNIT 103 BLD 13 NIT 1A
Legal Subdivision	POINTS OWOODS CONDO
Legal Block	138
Legal Lot Number	125.3
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	1
Census Block	1002
Census Tract	811301

Owner

103 Cypress Ct is owned and occupied by an individual who bought it in September 2023.

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	103 CYPRESS CT, HOWELL, NJ 07731-3041
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2023 · Amount on File
Deed Sale	Sep 7, 2023 · Amount on File
Prior Sale	Dec 16, 1998 · Amount on File
Deed Document Number	202362060
Deed Book / Page	9658 / 8509
Record Updated	Oct 29, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Sep 7, 2023
Property Address	103 CYPRESS CT, HOWELL, NJ 07731-3041
Document Number	0096588509
Book / Page	9658 / 8509
Instrument Date	Aug 21, 2023
Instrument	2023062060
Transaction Type	Transfer
Record Updated	Oct 5, 2023
Title Company	GROUP 21 TITLE AGENCY, GROUP 21 TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	596 ADELPHIA RD, FREEHOLD, NJ 07728-8819

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 CYPRESS CT, HOWELL, NJ 07731-3041

Mortgage

Document Number	2023062061
Date	Sep 7, 2023
Instrument	2023062061

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 103 Cypress Ct was $5,270, up 4.2% from the year before.

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$350,300 (+12.53%) Land $238,000 Building $112,300	$350,300 (+12.53%) Land $238,000 Building $112,300
2025	$5,270.00 (+4.15%)	$311,300 Land $200,000 Building $111,300	$311,300 Land $200,000 Building $111,300
2024	$5,060.00
2023		$252,900 (+19.52%) Land $155,000 Building $97,900	$252,900 (+19.52%) Land $155,000 Building $97,900
2022	$4,354.00 (+4.11%)	$211,600 Land $110,000 Building $101,600	$211,600 Land $110,000 Building $101,600
2021	$4,182.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Cypress Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Cypress Ct is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 57% of New Jersey
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20