103 Curtis St, Morganton, NC 28655 Property Records

Burke County property record for 103 Curtis St, Morganton, NC 28655

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,339 sqft · built 2023
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on Record
Last Sale	$192,000 (Apr 2024)
Tax Bill	$884 (2026)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Nov 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`2704726908`

Property Details

APN / Parcel Number

Primary APN	`2704726908`
Alternative APN	`60356`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,339 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)
Porch	Slab
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	103 CURTIS ST
City	MORGANTON
State	NC
Zip	28655-2718
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	LOW INTENS
Legal Description	PL62-72
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	5
Census Block	5001
Census Tract	20600

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 CURTIS ST, MORGANTON, NC 28655-2718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2024	Warranty Deed, Construction Loan · FHA Mortgage T2 FINANCIAL LLC
Nov 21, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2024 · Amount on Record
Deed Sale	Apr 2, 2024 · Amount on Record
Prior Sale	Dec 22, 2023 · Amount on Record
Deed Document Number	20242729
Deed Book / Page	2736 / 700
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Apr 2, 2024
Property Address	103 CURTIS ST, MORGANTON, NC 28655-2718
Document Number	0027360700
Book / Page	2736 / 700
Map Reference	MB 2722 PG 477
Instrument Date	Apr 2, 2024
Instrument	2024002729
Transaction Type	Construction Loan
Record Updated	Apr 10, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$384.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 CLAYTON RD, MARYVILLE, TN 37804-5550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 N COURT ST, MARYVILLE, TN 37804-5721

Mortgage

Document Number	2024002730
Date	Apr 2, 2024
Instrument	2024002730

Lender

Name	T2 FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Nov 21, 2023
Property Address	103 CURTIS ST, MORGANTON, NC 28655-2718
Document Number	0027170427
Book / Page	2717 / 427
Instrument Date	Nov 21, 2023
Instrument	2023010864
Transaction Type	Transfer
Record Updated	Nov 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3911 GWALTNEY RD, MORGANTON, NC 28655-7534

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$884.00 (+0.57%)	$140,960 (-) Land $19,488 Building $121,472	$140,960 (-) Land $19,488 Building $121,472
2025	$879.00 (+706.42%)	$140,960 (+623.32%) Land $19,488 Building $121,472	$140,960 (+623.32%) Land $19,488 Building $121,472
2023	$109.00	$19,488 Land $19,488	$19,488 Land $19,488

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Compas X-Stream Fiber · Cable	5,000 / 5,000
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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