Jackson County property record for 103 Cross St, Commerce, GA 30529
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,698 sqft · built 2022 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $330,000 (Mar 2023) |
| Tax Bill | $3,571 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Feb 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | C07 023 |
| Primary APN | C07 023 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,698 sqft Heated Area |
| 1st Floor Area | 1,698 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 135 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Porch | Slab |
| Porch Area | 276 sqft |
| Patio Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8681 |
|---|---|
| Street Address | 103 CROSS ST |
| City | COMMERCE |
| State | GA |
| Zip | 30529-1203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | DBK 15M-703 EXC.R.O.W.//OR PBK 83-297 |
| Legal Subdivision | L L DAVIS |
| Jurisdiction | JACKSON GA |
| Township / Civil Division | COMMERCE |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 10300 |
Source: Jackson County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 103 CROSS ST, COMMERCE, GA 30529-1203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UMORTGAGE |
| Feb 28, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2023 · Amount on Record |
| Deed Sale | Mar 30, 2023 · Amount on Record |
| Prior Sale | Mar 25, 2022 · Amount on Record |
| Deed Document Number | 20231221 |
| Deed Book / Page | 105X / 235 |
| Prior Transfer Date | Jun 20, 2014 |
| Prior Transfer Doc | 00068S0187 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON GA |
| Recording Date | Mar 22, 2023 |
| Property Address | 103 CROSS ST, COMMERCE, GA 30529-1203 |
| Document Number | 00105X0235 |
| Book / Page | 105X / 235 |
| Instrument Date | Mar 22, 2023 |
| Instrument | 2023-001221 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 6, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 CROSS ST, COMMERCE, GA 30529-1203 |
| Document Number | 000105X238 |
|---|---|
| Date | Mar 22, 2023 |
| Instrument | 105X/238 |
| Name | UMORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON GA |
| Recording Date | Feb 28, 2022 |
| Property Address | 103 CROSS ST, COMMERCE, GA 30529-1203 |
| Document Number | 00101N0469 |
| Book / Page | 101N / 469 |
| Instrument Date | Feb 28, 2022 |
| Instrument | 2022-000923 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 CROSS ST, COMMERCE, GA 30529-1203 |
Source: Jackson County assessment roll, as of February 23, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Jackson County |
| Municipality | Commerce City |
| Unified School District | Commerce City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $133,720 (-) Land $14,400 Building $119,320 | $334,300 (-) Land $36,000 Building $298,300 | |
| 2025 | $3,571.00 (+5.25%) | $133,720 (+8.79%) Land $14,400 Building $119,320 | $334,300 (+8.79%) Land $36,000 Building $298,300 |
| 2024 | $3,393.00 (+106.89%) | $122,920 (+121.88%) Land $3,600 Building $119,320 | $307,300 (+121.88%) Land $9,000 Building $298,300 |
| 2023 | $1,640.00 (+1,924.69%) | $55,400 (+2,098.41%) Land $3,600 Building $51,800 | $138,500 (+2,098.41%) Land $9,000 Building $129,500 |
| 2022 | $81.00 | $2,520 Land $2,520 | $6,300 Land $6,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | Sep 2004 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Georgia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COMMERCE serves 11,340 people · EPA ID GA1570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Windstream Cable · Fiber in parts of the area | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
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