103 Crestline Dr, Forest, VA 24551 Property Records

Bedford County property record for 103 Crestline Dr, Forest, VA 24551

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 896 sqft · built 1980
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,900 (Feb 2026)
Tax Bill	$1,000 (2025)
Deeds & Mortgages	Jun 2009 Mortgage Feb 2011 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`117C 3 59`

Property Details

APN / Parcel Number

Primary APN	`117C 3 59`
Alternative APNs	`11745000` `483626`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	896 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,314 sqft (0.65 acres)
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	103 CRESTLINE DR
City	FOREST
State	VA
Zip	24551-1470
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKVIEW LT 59
Legal Subdivision	OAKVIEW
Legal Lot Number	5
Jurisdiction	BEDFORD VA
Township / Civil Division	4
Census Block Group	2
Census Block	2007
Census Tract	30104

Owner

Source: Bedford County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 CRESTLINE DR, FOREST, VA 24551-1470
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2009	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE ATLANTIC INC
Feb 17, 2011	Deed of Trust, Mortgage · Line of Credit US BANK NA ND
Aug 8, 2005	Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK
Feb 9, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage BANK OF THE JAMES
Jun 14, 2021	Warranty Deed, Transfer · Conventional Mortgage ROUNDPOINT MORTGAGE SERVICING CORP
Sep 8, 2015	Warranty Deed, Transfer · Conventional Mortgage BANK OF THE JAMES
Aug 9, 2011	Deed, Transfer · Conventional Mortgage FARM CREDIT OF THE VIRGINIAS FLCA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2026 · Amount on Record
Deed Sale	Feb 9, 2026 · Amount on Record
Prior Sale	Jun 14, 2021 · Amount on Record
Deed Document Number	20261085
Record Updated	Jun 8, 2026

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	103 CRESTLINE DR, FOREST, VA 24551-1470
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0090007839
Date	Jun 29, 2009
Instrument	090007839

Lender

Name	MORTGAGE ATLANTIC INC
Address	LYNCHBURG, VA 24502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2024

Interest

Rate	4.75%

February 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	103 CRESTLINE DR, FOREST, VA 24551-1470
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0110001822
Date	Feb 17, 2011
Instrument	110001822

Lender

Name	US BANK NA ND
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jan 3, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	103 CRESTLINE DR, FOREST, VA 24551-1470
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0050012555
Date	Aug 8, 2005
Instrument	050012555

Lender

Name	SUNTRUST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BEDFORD VA
Recording Date	Feb 9, 2026
Property Address	103 CRESTLINE DR, FOREST, VA 24551-1470
Document Number	0260001085
Map Reference	MB 927 PG 427
Instrument Date	Jan 28, 2026
Instrument	260001085
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	103 CRESTLINE DR, FOREST, VA 24551-1470

Mortgage

Document Number	0260001086
Date	Feb 9, 2026
Instrument	260001086

Lender

Name	BANK OF THE JAMES
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Jun 14, 2021
Property Address	103 CRESTLINE DR, FOREST, VA 24551-1470
Document Number	0210008753
Instrument Date	May 27, 2021
Instrument	210008753
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 CRESTLINE DR, FOREST, VA 24551-1470

Mortgage

Document Number	0210008754
Date	Jun 14, 2021
Instrument	210008754

Lender

Name	ROUNDPOINT MORTGAGE SERVICING CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Sep 8, 2015
Property Address	103 CRESTLINE DR, FOREST, VA 24551-1470
Document Number	0150008472
Instrument Date	Aug 24, 2015
Instrument	150008472
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	RELIANCE TITLE STLMNT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 CRESTLINE DR, FOREST, VA 24551-1470

Mortgage

Document Number	0150008743
Date	Sep 8, 2015
Instrument	150008743

Lender

Name	BANK OF THE JAMES
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2011: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD VA
Recording Date	Aug 9, 2011
Property Address	103 CRESTLINE DR, FOREST, VA 24551-1470
Document Number	0110007519
Map Reference	DD927 PG427
Instrument Date	Aug 4, 2011
Instrument	110007519
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	FN

Transaction

Tax	$155.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0110007520
Date	Aug 9, 2011
Instrument	110007520

Lender

Name	FARM CREDIT OF THE VIRGINIAS FLCA
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2041

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,000.00	$244,000 (+1%) Land $55,000 Building $189,000
2023	$1,000.00 Additional exemption filed	$122,000	$244,000 Land $55,000 Building $189,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000
Glo Fiber Cable	1,200 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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