Cleburne County property record for 103 Crest Dr, Fairfield Bay, AR 72088
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,462 sqft · built 1995 |
| Lot Size | 0.739 acres (32,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $355,000 (Oct 2025) |
| Tax Bill | $3,395 (2026) |
| Deeds & Mortgages | Oct 2018 Mortgage Oct 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 600-02702-000 |
| Primary APN | 600-02702-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,462 sqft Living Area |
| 1st Floor Area | 2,462 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Closed Piers |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 32,197 sqft (0.739 acres) |
| Garage Type | Attached |
| Garage Area | 794 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,400 sqft |
| Porch | Patio |
|---|---|
| Porch Area | 300 sqft |
| Deck Area | 295 sqft |
| Patio Area | 295 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 103 CREST DR |
|---|---|
| City | FAIRFIELD BAY |
| State | AR |
| Zip | 72088-4121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REPLAT OF LOTS 172, 173 |
| Legal Range | 12 |
| Legal Township | 11 |
| Legal Section | 02 |
| Legal Subdivision | CASTLE RIDGE |
| Legal Block | 1 |
| Legal Lot Number | 172,173 |
| Jurisdiction | CLEBURNE AR |
| Township / Civil Division | MORGAN |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 480201 |
Source: Cleburne County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1963 RADLEY RD, NESBIT, MS 38651-8398 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage TRIUMPH BANK |
| Oct 7, 2025 | Warranty Deed, Transfer · Conventional Mortgage GUARANTY BANK & TRUST CO |
| Aug 16, 2018 | Warranty Deed, Transfer · Line of Credit TRIUMPH BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2025 · Amount on Record |
| Deed Sale | Oct 7, 2025 · Amount on Record |
| Prior Sale | Aug 16, 2018 · Amount on Record |
| Deed Document Number | 20255575 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEBURNE AR |
| Property Address | 103 CREST DR, FAIRFIELD BAY, AR 72088-4121 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0201805889 |
|---|---|
| Date | Oct 16, 2018 |
| Instrument | 201805889 |
| Name | TRIUMPH BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38119 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 5, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEBURNE AR |
| Recording Date | Oct 7, 2025 |
| Property Address | 103 CREST DR, FAIRFIELD BAY, AR 72088-4121 |
| Document Number | 0202505575 |
| Map Reference | REC N PG 165 |
| Instrument Date | Oct 3, 2025 |
| Instrument | 202505575 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2025 |
| Title Company | PROFESSIONAL LAND TITLE COMPANY, PROFESSIONAL LAND TTL CO OF |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,171.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 35 WILLOW CREST CV, SOMERVILLE, TN 38068-6086 |
| Name | Verified Name |
|---|---|
| Address | 1963 RADLEY RD, NESBIT, MS 38651-8398 |
| Document Number | 0202505576 |
|---|---|
| Date | Oct 7, 2025 |
| Instrument | 202505576 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEBURNE AR |
| Recording Date | Aug 16, 2018 |
| Property Address | 103 CREST DR, FAIRFIELD BAY, AR 72088-4121 |
| Document Number | 0201804530 |
| Map Reference | RS N PG 165 |
| Instrument Date | Aug 15, 2018 |
| Instrument | 201804530 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2025 |
| Title Company | GENERAL LAND AND TITLE SERVICES, GENERAL LAND & TITLE SERVICE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $689.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2113 JOHN ST, PAPILLION, NE 68133-2389 |
| Name | Verified Name |
|---|---|
| Address | 103 CREST DR, FAIRFIELD BAY, AR 72088-4121 |
| Document Number | 0201804531 |
|---|---|
| Date | Aug 16, 2018 |
| Instrument | 201804531 |
| Name | TRIUMPH BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 15, 2019 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Cleburne County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Cleburne County |
| Municipality | Fairfield Bay City |
| Unified School District | West Side School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,395.00 (+179.42%) | $77,710 (-) Land $400 Building $77,310 | $388,550 (-) Land $2,000 Building $386,550 |
| 2025 | $1,215.00 (-12.34%) Homeowner's exemption | $77,710 (+35.11%) Land $400 Building $77,310 | $388,550 (+35.11%) Land $2,000 Building $386,550 |
| 2023 | $1,386.00 Homeowner's exemption | $57,516 Land $1,000 Building $56,516 | $287,580 Land $5,000 Building $282,580 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 70% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COMMUNITY WATER SYSTEM serves 18,628 people · EPA ID AR0000101 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 7 ppb (2026–2028) action level 15 ppb |
| Water Quality | Turbidity not recorded as resolved · Mar 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Connect2First Fiber | 1,000 / 1,000 |
| Artelco Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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