103 Creekstone Ct, Georgetown, KY 40324 Property Records

Scott County property record for 103 Creekstone Ct, Georgetown, KY 40324

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,333 sqft · built 2022
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on File
Last Sale$454,900 (Jun 2024)
Tax Bill$4,051 (2025)
Deeds & MortgagesFeb 2023 Construction Loan
Jun 2024 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN164-30-065.000

Property Details

APN / Parcel Number

Primary APN164-30-065.000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,333 sqft Living Area

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Lot Area7,841 sqft (0.18 acres)

Location & Zoning

Street Address103 CREEKSTONE CT
CityGEORGETOWN
StateKY
Zip40324-7028
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFALLS CREEK
Legal SubdivisionFALLS CREEK
Legal Phase1
Legal Lot Number2
Legal Unit3
JurisdictionSCOTT KY
Township / Civil DivisionGEORGETOWN
Census Block Group1
Census Block1025
Census Tract40607

Owner

103 Creekstone Ct is owned and occupied by two individuals who bought it in June 2024.

Source: Scott County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address103 CREEKSTONE CT, GEORGETOWN, KY 40324-7028
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2023Deed of Trust, Mortgage · Construction Mortgage
BANK OF LEXINGTON INC
Jun 10, 2024Deed, Transfer · Conventional Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC
Dec 9, 2021Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2024 · Amount on File
Deed SaleJun 10, 2024 · Amount on File
Prior SaleDec 9, 2021 · Amount on File
Deed Document Number2024501948
Deed Book / Page449 / 620
Record UpdatedOct 29, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address103 CREEKSTONE CT, GEORGETOWN, KY 40324-7028
Transaction TypeMortgage
Record UpdatedJan 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0M1727/456
DateFeb 3, 2023
Book PageM1727/456
Instrument466941
Lender
NameBANK OF LEXINGTON INC
TypeBank
AddressLEXINGTON, KY 40503
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term11 Months
DueJan 24, 2024
Interest
Rate TypeAdjustable Rate

June 2024: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateJun 10, 2024
Property Address103 CREEKSTONE CT, GEORGETOWN, KY 40324-7028
Document Number00D449/620
Book / PageD449 / 620
Map ReferenceCAB 9 SL 221
Instrument DateJun 3, 2024
Instrument501948
Transaction TypeTransfer
Record UpdatedJan 20, 2026
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$455.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address500 JOHN C WATTS DRA, NICHOLASVILLE, KY 40356

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address103 CREEKSTONE CT, GEORGETOWN, KY 40324-7028

Mortgage

Document Number0000501951
DateJun 10, 2024
Instrument501951
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2054

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateDec 9, 2021
Property Address103 CREEKSTONE CT, GEORGETOWN, KY 40324-7028
Document Number000D430/83
Book / PageD430 / 83
Map ReferenceCAB 9 SL 221
Instrument DateDec 8, 2021
Instrument446872
Transaction TypeTransfer
Record UpdatedJan 20, 2026

Transaction

AmountAmount on Record
Tax$80.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address134 E MAIN ST, GEORGETOWN, KY 40324-1758

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 ESTRELLA DR, LEXINGTON, KY 40511-8670
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 103 Creekstone Ct was $4,051.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
MunicipalityGeorgetown City
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$454,900 (-)$454,900 (-)
2025$4,051.00$454,900$454,900
2023$362.00 (+4.32%)$40,000 (-) Land $40,000$40,000 (-) Land $40,000
2022$347.00$40,000 Land $40,000$40,000 Land $40,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 103 Creekstone Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Creekstone Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGEORGETOWN MUNICIPAL WATER SERVICE
serves 44,608 people · EPA ID KY1050157
Water SourceSurface water
Last State InspectionAug 2025
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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