Campbell County property record for 103 Creekstone Ct, Cold Spring, KY 41076
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,557 sqft · built 1987 |
| Owner | Individual Name on Record |
| Tax Bill | $1,009 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-19-141.00 |
| Primary APN | 999-99-19-141.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,557 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999919141.00 |
|---|---|
| Street Address | 103 CREEKSTONE CT |
| City | COLD SPRING |
| State | KY |
| Zip | 41076-1879 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | SPRINGHOUSE CONDOS PHASE III UNIT 12-B TAHOE MODEL ONE CAR GARAGE |
| Legal Subdivision | SPRINGHOUSE |
| Legal Phase | 3 |
| Legal Lot Number | 12B |
| Legal Unit | 12 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 53301 |
Source: Campbell County records, as of March 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 103 CREEKSTONE CT # 12B, 12B, COLD SPRING, KY 41076-1879 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 28, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Nov 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Nov 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Nov 8, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage PHH MORTGAGE SERVICES CORP |
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Mar 20, 2002 · Amount on Record |
| Last Transfer Date | Nov 8, 2018 |
| Transfer Doc | 0005083293 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 103 CREEKSTONE CT, COLD SPRING, KY 41076-1879 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2022 |
| Name | Verified Name |
|---|---|
| Address | 103 CREEKSTONE CT, COLD SPRING, KY 41076-1879 |
| Document Number | 0005162499 |
|---|---|
| Date | Nov 28, 2022 |
| Book Page | M2365/295 |
| Instrument | 5162499 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 25, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 103 CREEKSTONE CT, COLD SPRING, KY 41076-1879 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | AVENUE 365 LENDER SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0005143101 |
|---|---|
| Date | Nov 4, 2021 |
| Book Page | M2315/385 |
| Instrument | 5143101 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 103 CREEKSTONE CT, COLD SPRING, KY 41076-1879 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | AVENUE 365 LENDER SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0005120639 |
|---|---|
| Date | Nov 10, 2020 |
| Book Page | M2252/746 |
| Instrument | 5120639 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Nov 8, 2018 |
| Property Address | 103 CREEKSTONE CT, COLD SPRING, KY 41076-1879 |
| Document Number | 0005083293 |
| Book / Page | D799 / 017 |
| Map Reference | MB 120 PG 448 |
| Instrument Date | Oct 8, 2018 |
| Instrument | 5083293 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 CREEKSTONE CT # 12-B, 12-B, COLD SPRING, KY 41076-1879 |
| Document Number | 0005083294 |
|---|---|
| Date | Nov 8, 2018 |
| Instrument | 5083294 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2048 |
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,009.00 (-2.23%) Homeowner's exemption | $132,400 (-) Building $132,400 | $132,400 (-) Building $132,400 |
| 2023 | $1,032.00 (+10.85%) Homeowner's exemption | $132,400 (+15.13%) Building $132,400 | $132,400 (+15.13%) Building $132,400 |
| 2022 | $931.00 Homeowner's exemption | $115,000 Building $115,000 | $115,000 Building $115,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | May 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 92% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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