103 Cradle Bar Ct, Folsom, CA 95630 Property Records

Sacramento County property record for 103 Cradle Bar Ct, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,592 sqft · built 1986
Lot Size	0.204 acres (8,871 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Mar 2005)
Tax Bill	$6,921 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`071-0590-041-0000`

Property Details

APN / Parcel Number

Primary APN	`071-0590-041-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,592 sqft Living Area
1st Floor Area	1,592 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	8,871 sqft (0.204 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	103 CRADLE BAR CT
City	FOLSOM
State	CA
Zip	95630-4874
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-M
Legal Description	WILLOW CREEK ESTATES 04, LOT 294
Legal Subdivision	WILLOW CREEK ESTATES 04
Legal Lot Number	294
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	3
Census Block	3005
Census Tract	8402

Owner

103 Cradle Bar Ct is owned and occupied by two individuals who bought it in March 2005.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 CRADLE BAR CT, FOLSOM, CA 95630-4874
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME PT FIN'L
Mar 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Mar 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2005 · Amount on File
Deed Sale	Mar 11, 2005 · Amount on File
Prior Sale	Sep 22, 1999 · Amount on File
Deed Book / Page	20050311 / 1860
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	103 CRADLE BAR CT, FOLSOM, CA 95630-4874
Document Number	2012231395
Instrument Date	Dec 17, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	NTC - KEY W

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 CRADLE BAR CT FOLSOM CA 956304874, FOLSOM, CA 95630-4874

Mortgage

Document Number	2012231395
Date	Dec 23, 2020
Instrument	2012231395

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 22, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	103 CRADLE BAR CT, FOLSOM, CA 95630-4874
Document Number	2003250656
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Apr 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 CRADLE BAR CT FOLSOM CA 956304874, FOLSOM, CA 95630-4874

Mortgage

Document Number	2003250656
Date	Mar 25, 2020
Instrument	2003250656

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 24, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	103 CRADLE BAR CT, FOLSOM, CA 95630-4874
Document Number	1903070579
Instrument Date	Mar 2, 2019
Transaction Type	Mortgage
Record Updated	Apr 25, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 CRADLE BAR CT FOLSOM CA 956304874, FOLSOM, CA 95630-4874

Mortgage

Document Number	1903070579
Date	Mar 7, 2019
Instrument	1903070579

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 6, 2049

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	103 CRADLE BAR CT, FOLSOM, CA 95630-4874
Document Number	1708020158
Instrument Date	Jul 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 11, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 CRADLE BAR CT FOLSOM CA 956304874, FOLSOM, CA 95630-4874

Mortgage

Document Number	1708020158
Date	Aug 2, 2017
Instrument	1708020158

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 103 Cradle Bar Ct was $6,921 with a homeowner's exemption, up 2.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$654,412 (+2%) Land $163,493 Building $490,919
2025	$6,921.00 (+2.12%) Homeowner's exemption	$641,582 Land $160,288 Building $481,294
2024	$6,777.00 (+1.83%)
2023	$6,655.00 (+1.49%) Homeowner's exemption	$616,670 Land $154,065 Building $462,605
2022	$6,557.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 103 Cradle Bar Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1986–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2018 · other causes
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Cradle Bar Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Succeed.Net.

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