Flagler County property record for 103 Covington Ln, Palm Coast, FL 32137
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,459 sqft · built 2000 |
| Lot Size | 0.229 acres (10,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $770,000 (Sep 2022) |
| Tax Bill | $11,186 (2025) |
| Deeds & Mortgages | Sep 2022 Sale May 2021 Sale + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 07-11-31-7016-00100-1120 |
| Primary APN | 07-11-31-7016-00100-1120 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,459 sqft Heated Area |
| Gross Area | 3,537 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft (0.229 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Driveway | Driveway |
| Driveway Area | 520 sqft |
| Pool Type | Enclosed Pool |
| Pool Area | 336 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 103 COVINGTON LN |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-9016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 16 BL 10 LOT 112 OR 188 PG 54 OR 246 PG 5 OR 534 PG 1520 OR 617 PG 1584 OR 2342/1868-DC OR 2360/1024 OR 24 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 10 |
| Legal Lot Number | 112 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 60104 |
Source: Flagler County records, as of December 22, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 103 COVINGTON LN, PALM COAST, FL 32137-9016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2022 | Warranty Deed, Transfer OCEAN BLUE TITLE LLC |
| May 19, 2021 | Warranty Deed, Transfer FAULKNER COUNTY ABSTRACT COMPANY, FLAGLER COUNTY ABSTRACT CO |
| Oct 28, 2020 | Warranty Deed, Transfer COVENANT TITLE, COVENANT CLOSING & TITLE SVCS |
| Dec 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2022 · Amount on Record |
| Deed Sale | Sep 23, 2022 · Amount on Record |
| Prior Sale | May 19, 2021 · Amount on Record |
| Deed Document Number | 2022047583 |
| Deed Book / Page | 2724 / 1029 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Sep 23, 2022 |
| Property Address | 103 COVINGTON LN, PALM COAST, FL 32137-9016 |
| Document Number | 0027241029 |
| Book / Page | 2724 / 1029 |
| Map Reference | MB 35 PG 528 |
| Instrument Date | Sep 21, 2022 |
| Instrument | 2022047583 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2023 |
| Title Company | OCEAN BLUE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,390.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 FOXHALL LN, PALM COAST, FL 32137-4417 |
| Name | Verified Name |
|---|---|
| Address | 89 STREET # 108, 108, EAST ELMHURST, NY 11369 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | May 19, 2021 |
| Property Address | 103 COVINGTON LN, PALM COAST, FL 32137-9016 |
| Document Number | 0025641763 |
| Book / Page | 2564 / 1763 |
| Map Reference | MB 6 PG 85 |
| Instrument Date | May 13, 2021 |
| Instrument | 2021027985 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2023 |
| Title Company | FAULKNER COUNTY ABSTRACT COMPANY, FLAGLER COUNTY ABSTRACT CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,375.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 103 COVINGTON LN, PALM COAST, FL 32137-9016 |
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Oct 28, 2020 |
| Property Address | 103 COVINGTON LN, PALM COAST, FL 32137-9016 |
| Document Number | 0024900116 |
| Book / Page | 002490 / 000116 |
| Instrument Date | Oct 21, 2020 |
| Instrument | 44171 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2020 |
| Title Company | COVENANT TITLE, COVENANT CLOSING & TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,570.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 COVINGTON LN PALM COAST FL 321379016, PALM COAST, FL 32137-9016 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 103 COVINGTON LN, PALM COAST, FL 32137-9016 |
| Document Number | 0023280567 |
| Instrument Date | Dec 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 103 COVINGTON LN PALM COAST FL 321379016, PALM COAST, FL 32137-9016 |
| Document Number | 0023280567 |
|---|---|
| Date | Jan 3, 2019 |
| Book Page | 002328/000567 |
| Instrument | 291 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 2, 2034 |
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,186.00 (+2.38%) | $615,519 (+4.37%) Land $156,000 Building $459,519 | $615,519 (+4.37%) Land $156,000 Building $459,519 |
| 2023 | $10,926.00 (+16.91%) | $589,746 (+10.46%) Land $156,000 Building $433,746 | $589,746 (+2.43%) Land $156,000 Building $433,746 |
| 2022 | $9,346.00 Homeowner's exemption | $533,895 | $575,750 Land $158,000 Building $417,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 183 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 183 in force |
| Nearby Flood Claims | 21 (2001–2024) |
| Claims Outside the SFHA | 18 of 21 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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