103 Covington Dr, Buffalo, NY 14220 Property Records

Erie County and West Seneca Town property record for 103 Covington Dr, Buffalo, NY 14220

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,206 sqft · built 1955
Lot Size0.173 acres (7,500 sqft)
Owner2 Individual Names on Record
Last Sale$40,000 (Oct 1997)
Tax Bill$4,259 (2026)
Deeds & MortgagesJun 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN19-911-110

Property Details

APN / Parcel Number

Primary APN19-911-110
Alternative APNs
  • 68001332000008011000
  • 146800 133.20-8-11

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,206 sqft Living Area
1st Floor Area864 sqft
Upper Floors Area342 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1958
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area7,500 sqft (0.173 acres)
Lot Dimensions150 ft deep x 50 ft wide
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number19-911-110
Street Address103 COVINGTON DR
CityBUFFALO
StateNY
Zip14220-2851
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code07 - MIXED
Legal DescriptionMC-1855 SL-11 (FL-276) COVINGTON GARDENS S/D 50 X 150.00
Legal SubdivisionCOVINGTON GARDENS PART 1
Legal Block8
Legal Lot Number11.000
JurisdictionERIE NY
Township / Civil DivisionWEST SENECA
Census Block Group1
Census Block1006
Census Tract12001

Owner

Source: Erie County and West Seneca Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address103 COVINGTON DR, BUFFALO, NY 14220-2851
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 3, 1997 · Amount on Record
Deed SaleOct 3, 1997 · Amount on Record
Deed Book / Page10922 / 637
Record UpdatedOct 29, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address103 COVINGTON DR, BUFFALO, NY 14220-2851
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0138600014
DateJun 22, 2018
Book Page13860/0014
Instrument2018123532
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueMay 30, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Erie County and West Seneca Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionWest Seneca Town
Unified School DistrictWest Seneca Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,259.00 (-1.05%) Homeowner's exemption
2025$4,304.00 (+2.67%)$42,600 (-) Land $4,400 Building $38,200$177,500 (+4.17%) Land $18,333 Building $159,167
2024$4,192.00 (+15.99%) Homeowner's exemption$42,600 (-) Land $4,400 Building $38,200$170,400 (+4%) Land $17,600 Building $152,800
2023$42,600 Land $4,400 Building $38,200$163,846 Land $16,923 Building $146,923
2019$3,614.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1979–1981)
Claims Outside the SFHA2 of 3
Most Recent ClaimFeb 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemECWA DIRECT
public/private · serves 313,380 people · EPA ID NY1400443
Water SourceSurface water
Last State InspectionNov 2025
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: T-Mobile.

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