103 Cove Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 103 Cove Ln, Murphy, NC 28906 · Last verified February 2026

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 960 sqft · built 1980
Lot Size	2.9 acres (126,324 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Feb 2026)
Tax Bill	$425 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`446900683026000`

Property Details

APN / Parcel Number

Primary APN	`446900683026000`
Alternative APN	`41213`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	960 sqft Heated Area
Gross Area	1,846 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plywood
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	126,324 sqft (2.9 acres)
Lot Dimensions	429 ft deep x 142 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	258 sqft
Deck Area	50 sqft
Shed	1 Shed
Shed Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	41213
Street Address	103 COVE LN
City	MURPHY
State	NC
Zip	28906-3814
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	P/O O P LANCE 964/200
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	2
Census Block	2001
Census Tract	930604

Owner

Source: Cherokee County records · APN 446900683026000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	103 COVE LN, MURPHY, NC 28906-3814
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 03, 2026 · Amount on Record
Deed Sale	Feb 03, 2026 · Amount on Record
Prior Sale	Mar 03, 2015 · Amount on Record
Deed Document Number	509
Deed Book / Page	1794 / 1137
Record Updated	Jun 08, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Feb 03, 2026
Property Address	103 COVE LN, MURPHY, NC 28906-3814
Document Number	01794/1137
Book / Page	1794 / 1137
Instrument Date	Jan 23, 2026
Instrument	509
Transaction Type	Transfer
Record Updated	Feb 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 WOODLAND TRL, ANNA, IL 62906-3906

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 COVE LN, MURPHY, NC 28906-3814

Mortgage

Document Number	0017941140
Date	Feb 03, 2026
Instrument	1794/1140

Lender

Name	ISERVE RESIDENTIAL LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2056

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$425.00	$51,860 (-)	$51,860 (-) Land $25,000 Building $26,860
2023		$51,860	$51,860 Land $25,000 Building $26,860

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	About 1 in 658 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.