103 County Rd, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 103 County Rd, Holyoke, MA 01040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,894 sqft · built 1990
Lot Size	0.654 acres (28,497 sqft)
Owner	2 Individual Names on File
Last Sale	$277,500 (Aug 2014)
Tax Bill	$8,283 (2026)
Deeds & Mortgages	Mar 2021 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HOLY M:0181 B:0000 L:122`

Property Details

APN / Parcel Number

Primary APN	`HOLY M:0181 B:0000 L:122`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,894 sqft Living Area
Gross Area	5,476 sqft
Basement Area	1,642 sqft
Unfinished Basement	410 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,497 sqft (0.654 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	103 COUNTY RD
City	HOLYOKE
State	MA
Zip	01040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Lot Number	122
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	1
Census Block	1021
Census Tract	812101

Owner

103 County Rd is owned by two individuals who bought it in August 2014.

Source: Hampden County and Holyoke City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 OLD COUNTY RD, WESTFIELD, MA 01085-5149
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
May 11, 2018	Deed of Trust, Mortgage POLISH NATIONAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2014 · Amount on File
Deed Sale	Aug 1, 2014 · Amount on File
Deed Book / Page	20374 / 495
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	103 COUNTY RD, HOLYOKE, MA 01040
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	023787-212
Date	Mar 26, 2021
Book Page	23787/212
Instrument	20560

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	103 COUNTY RD, HOLYOKE, MA 01040
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22168-391
Date	May 11, 2018
Book Page	22168/391
Instrument	25634

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 103 County Rd was $8,283, up 6.8% from the year before.

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,283.00 (+6.85%)	$475,200 (+7.03%) Land $73,800 Building $400,300	$500,107 (+0.39%)
2025	$7,752.00 (+4.04%)	$444,000 (+12.92%) Land $68,900 Building $375,100	$498,180 (+2.08%)
2024	$7,451.00 (+4.93%)	$393,200 (+3.88%) Land $65,700 Building $327,500	$488,015
2023	$7,101.00	$378,500 Land $65,700 Building $312,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 County Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 County Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	9 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Spectrum, Verizon, Whip City Fiber.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on County Rd

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