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103 Cottle Ct, Richlands, NC 28574 Property Records

Onslow County property record for 103 Cottle Ct, Richlands, NC 28574

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,689 sqft · built 2013
Lot Size0.51 acres (22,216 sqft)
OwnerIndividual Name on File
Last Sale$172,000 (Oct 2014)
Tax Bill$1,440 (2026)
Deeds & MortgagesMar 2021 Mortgage
Jan 2018 Transfer
Flood ZoneZone X (minimal risk)
APN33D-2

Property Details

APN / Parcel Number

Primary APN33D-2
Alternative APNs
  • 438234000
  • 155545

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,689 sqft Living Area

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area22,216 sqft (0.51 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number438234000
Street Address103 COTTLE CT
CityRICHLANDS
StateNC
Zip28574-7430
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionL2 COTTLE BRANCH
Legal SubdivisionCOTTLE BRANCH
Legal Lot Number2
JurisdictionONSLOW NC
Township / Civil DivisionRICHLANDS
Census Block Group1
Census Block1009
Census Tract206

Owner

103 Cottle Ct is owned by an individual who bought it in October 2014.

Source: Onslow County records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address1900 WORTH ST, YORK, PA 17404-5231
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jan 24, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 3, 2014 · Amount on File
Deed SaleOct 3, 2014 · Amount on File
Prior SaleFeb 1, 2013 · Amount on File
Deed Book / Page4209 / 189
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONSLOW NC
Property Address103 COTTLE CT, RICHLANDS, NC 28574-7430
Transaction TypeMortgage
Record UpdatedAug 23, 2022
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0054160858
DateMar 23, 2021
Book Page5416/858
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term285 Months
DueDec 1, 2044

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionONSLOW NC
Recording DateJan 24, 2018
Property Address103 COTTLE CT, RICHLANDS, NC 28574-7430
Document Number0047290063
Book / Page004729 / 000063
Instrument DateJan 10, 2018
Transaction TypeTransfer
Record UpdatedJan 30, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 COTTLE CT RICHLANDS NC 285747430, RICHLANDS, NC 28574-7430

Tax Assessment & Valuation

The 2026 property tax bill for 103 Cottle Ct was $1,440.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyOnslow County
Unified School DistrictOnslow County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,440.00$283,260 Land $58,500 Building $224,760$283,260 Land $58,500 Building $224,760
2023$1,440.00$219,901 Land $35,000 Building $184,901$219,901 Land $35,000 Building $184,901

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Cottle Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 23 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims2 (2018)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Cottle Ct is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · above 64% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONSLOW WTR AND SEWER AUTHORITY
serves 156,755 people · EPA ID NC0467035
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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