103 Cottage St, Easthampton, MA 01027 Property Records

Hampshire County and Easthampton City property record for 103 Cottage St, Easthampton, MA 01027

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,420 sqft · built 1910
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$453,000 (Jul 2022)
Tax Bill	$5,816 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage May 2020 Sale + 1 more
APN	`EHAM M:00054 B:00035 L:00000`

Property Details

APN / Parcel Number

Primary APN	`EHAM M:00054 B:00035 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,420 sqft Living Area
Gross Area	3,087 sqft
Basement Area	789 sqft
Unfinished Basement	789 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	103 COTTAGE ST
City	EASTHAMPTON
State	MA
Zip	01027-1671
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DB
Legal Block	35
Jurisdiction	EASTHAMPTON MA
Township / Civil Division	EASTHAMPTON TOWN
Census Block Group	3
Census Block	3005
Census Tract	822300

Owner

Source: Hampshire County and Easthampton City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 COTTAGE ST, EASTHAMPTON, MA 01027-1671
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Deed, Transfer · Stand-Alone First Mortgage MORTGAGE NETWORK INC
May 20, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 4, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage EASTHAMPTON SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2022 · Amount on Record
Deed Sale	Jul 1, 2022 · Amount on Record
Prior Sale	May 20, 2020 · Amount on Record
Deed Document Number	202214036
Deed Book / Page	14606 / 213
Prior Transfer Date	May 18, 2020
Prior Transfer Doc	13635-45
Record Updated	Oct 29, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	EASTHAMPTON MA
Recording Date	Jul 1, 2022
Property Address	103 COTTAGE ST, EASTHAMPTON, MA 01027-1671
Document Number	014606-213
Book / Page	14606 / 213
Instrument Date	Jun 30, 2022
Instrument	14036
Transaction Type	Transfer
Record Updated	Jul 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14 HENRY ST, NORTHAMPTON, MA 01060-2519

Mortgage

Document Number	0000014037
Date	Jul 1, 2022
Instrument	14037

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EASTHAMPTON MA
Recording Date	May 20, 2020
Property Address	103 COTTAGE ST, EASTHAMPTON, MA 01027-1671
Document Number	13635-45
Book / Page	013635 / 000045
Instrument Date	May 18, 2020
Instrument	9247
Transaction Type	Transfer
Record Updated	Jun 9, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1,550.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8013 LIPSCOMB DR BRENTWOOD TN 37024, BRENTWOOD, TN 37024

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EASTHAMPTON MA
Recording Date	Nov 4, 2019
Property Address	103 COTTAGE ST, EASTHAMPTON, MA 01027-1671
Document Number	13446-178
Book / Page	13446 / 178
Instrument Date	Oct 30, 2019
Instrument	21898
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 BIRCHWOOD DR, HUNTINGTON, MA 01050-9623

Mortgage

Document Number	21899
Date	Nov 4, 2019
Instrument	21899

Lender

Name	EASTHAMPTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampshire County and Easthampton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
Municipality	Easthampton City
Unified School District	Easthampton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,816.00 (+4.21%)	$437,600 (+7.18%) Land $89,400 Building $348,200	$448,364 (+1.61%)
2025	$5,581.00 (+3.56%)	$408,300 (+2.74%) Land $83,500 Building $324,800	$441,275 (-0.15%)
2024	$5,389.00 (+91.78%)	$397,400 (+107.19%) Land $81,100 Building $316,300	$441,940
2023	$2,810.00	$191,800 Land $64,000 Building $127,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTHAMPTON WATER DEPT serves 16,211 people · EPA ID MA1087000
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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