Adams County property record for 103 Cottage Dr, Natchez, MS 39120
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,446 sqft · built 1961 |
| Owner | Individual Name on File |
| Tax Bill | $1,212 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0187A0001 0025 |
| Primary APN | 0187A0001 0025 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 2,446 sqft Living Area |
| 1st Floor Area | 1,822 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1961 |
|---|---|
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Porch | Open Porch |
| Utility Building | 288 sqft |
| Account Number | 12769 |
|---|---|
| Street Address | 103 COTTAGE DR |
| City | NATCHEZ |
| State | MS |
| Zip | 39120-2107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H&L#F 1ST ADDN COTTAGE HOME S/D MAP#40-101-55 |
| Legal Range | 02W |
| Legal Township | 07N |
| Legal Subdivision | COTTAGE HOME S/D |
| Legal Tract | N |
| Jurisdiction | ADAMS MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 500 |
103 Cottage Dr is owned and occupied by an individual who acquired it in November 2006.
Source: Adams County records, as of March 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 COTTAGE DR, NATCHEZ, MS 39120-2107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2006 |
| Deed Sale | Nov 21, 2006 |
| Prior Sale | Mar 15, 2006 |
| Deed Document Number | 00023-V337 |
| Deed Book / Page | 23-V / 337 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS MS |
| Property Address | 103 COTTAGE DR, NATCHEZ, MS 39120-2107 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000905/59 |
|---|---|
| Date | Mar 16, 2017 |
| Book Page | 905/59 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 1, 2047 |
The 2025 property tax bill for 103 Cottage Dr was $1,212 with a homeowner's exemption, up 71.2% from the year before.
Source: Adams County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Adams County |
| Unified School District | Natchez-Adams School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,212.00 (+71.19%) Homeowner's exemption | $12,348 (+55.24%) | $123,480 (+55.24%) Land $10,500 Building $112,980 |
| 2024 | $708.00 (+0.85%) Homeowner's exemption | $7,954 (-) | $79,540 (-) Land $10,500 Building $69,040 |
| 2023 | $702.00 (+11.61%) Homeowner's exemption Disabled Person's exemption | $7,954 (-) Land $1,050 Building $6,904 | $79,540 Land $10,500 Building $69,040 |
| 2022 | $629.00 Homeowner's exemption | $7,954 | |
| 2021 | $79,540 Land $10,500 Building $69,040 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Cottage Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 9 (1979–1984) |
| Most Recent Claim | May 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Cottage Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADAMS CO W/A #4-KAISER LAKE public/private · serves 8,078 people · EPA ID MS0010015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: C Spire Wireless.
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