103 Cottage Ct, Centerville, GA 31028 Property Records

Houston County property record for 103 Cottage Ct, Centerville, GA 31028

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,600 sqft · built 2001
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$274,000 (Nov 2024)
Tax Bill	$3,038 (2024)
Deeds & Mortgages	Jan 2026 Mortgage Nov 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C23-293`

Property Details

APN / Parcel Number

Primary APN	`C23-293`
Alternative APNs	`0C0230 293000` `1709`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,600 sqft Heated Area
1st Floor Area	1,600 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2020
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Area	450 sqft
Porch	Slab
Porch Area	113 sqft
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1709
Street Address	103 COTTAGE CT
City	CENTERVILLE
State	GA
Zip	31028-8527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 43 BLK A THE VILLAGE PH 2 ADDN 1
Legal Subdivision	THE VILLAGE EAGLE SPRINGS
Legal Phase	2
Legal Block	A
Legal Lot Number	43
Jurisdiction	HOUSTON GA
Township / Civil Division	WARNER ROBINS
Census Block Group	2
Census Block	2015
Census Tract	20112

Owner

Source: Houston County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 COTTAGE CT, CENTERVILLE, GA 31028-8527
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Deed of Trust, Mortgage · VA Mortgage ZOOM HOME LENDING LLC
Nov 19, 2024	Deed, Transfer
Jul 19, 2021	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Feb 8, 2018	Quit Claim Deed, Transfer FRICKS BOHAN LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2024 · Amount on Record
Deed Sale	Nov 12, 2024 · Amount on Record
Prior Sale	Jul 19, 2021 · Amount on Record
Deed Book / Page	10566 / 303
Prior Transfer Date	Dec 15, 2015
Prior Transfer Doc	0070430126
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON GA
Property Address	103 COTTAGE CT, CENTERVILLE, GA 31028-8527
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 COTTAGE CT, CENTERVILLE, GA 31028-8527

Mortgage

Document Number	0107710122
Date	Jan 7, 2026
Book Page	10771/122

Lender

Name	ZOOM HOME LENDING LLC
Type	Mortgage Company
Address	LIVONIA, MI 48152

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

November 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	HOUSTON GA
Recording Date	Nov 19, 2024
Property Address	103 COTTAGE CT, CENTERVILLE, GA 31028-8527
Document Number	0105700073
Book / Page	10570 / 73
Instrument Date	Nov 19, 2024
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 COTTAGE CT, CENTERVILLE, GA 31028-8527

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOUSTON GA
Recording Date	Jul 19, 2021
Property Address	103 COTTAGE CT, CENTERVILLE, GA 31028-8527
Document Number	0092620226
Book / Page	9262 / 226
Map Reference	MB 55 PG 108
Instrument Date	Jul 15, 2021
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.10
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 COTTAGE CT, CENTERVILLE, GA 31028-8527

Mortgage

Document Number	0009262227
Date	Jul 19, 2021
Instrument	9262/227

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOUSTON GA
Recording Date	Feb 8, 2018
Property Address	103 COTTAGE CT, CENTERVILLE, GA 31028-8527
Document Number	0077560324
Book / Page	007756 / 000324
Instrument Date	Feb 7, 2018
Transaction Type	Transfer
Record Updated	Feb 22, 2018
Title Company	FRICKS BOHAN LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 COTTAGE CT CENTERVILLE GA 310288527, CENTERVILLE, GA 31028-8527

Tax Assessment & Valuation

Source: Houston County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Centerville City
County	Houston County
Unified School District	Houston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$105,720 (+20.68%) Land $12,000 Building $93,720	$264,300 (+20.68%) Land $30,000 Building $234,300
2024	$3,038.00 (+11.57%)	$87,600 (+12.37%) Land $12,000 Building $75,600	$219,000 (+12.37%) Land $30,000 Building $189,000
2023	$2,723.00 (+9.75%)	$77,960 (+9.74%) Land $11,400 Building $66,560	$194,900 (+9.74%) Land $28,500 Building $166,400
2022	$2,481.00	$71,040 Land $11,400 Building $59,640	$177,600 Land $28,500 Building $149,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE serves 14,701 people · EPA ID GA1530000
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Sparklight Cable	1,000 / 50
Windstream DSL	200 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Conexon Connect, Verizon.

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