103 Cornerstone Cir, Franklin, TN 37064 Property Records

Williamson County property record for 103 Cornerstone Cir, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,513 sqft · built 2005
Lot Size	0.251 acres (10,934 sqft)
Owner	Individual Name on File
Last Sale	$539,000 (Dec 2020)
Tax Bill	$4,285 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`094064L E 00300`

Property Details

APN / Parcel Number

Primary APN	`094064L E 00300`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	3,513 sqft Living Area
1st Floor Area	1,903 sqft
2nd Floor Area	1,610 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Brick
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	10,934 sqft (0.251 acres)
Lot Dimensions	142 ft deep x 77 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	695 sqft
Porch	Porch
Porch Area	27 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	103 CORNERSTONE CIR
City	FRANKLIN
State	TN
Zip	37064-4763
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD CORNERSTONE PB 38 PG 57 LOT 0002
Legal Subdivision	CORNERSTONE
Legal Lot Number	2 77
Jurisdiction	WILLIAMSON TN
Township / Civil Division	10
Census Block Group	1
Census Block	1018
Census Tract	50601

Owner

103 Cornerstone Cir is owned and occupied by an individual who bought it in December 2020.

Source: Williamson County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	103 CORNERSTONE CIR, FRANKLIN, TN 37064-4763
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2020 · Amount on File
Deed Sale	Dec 17, 2020 · Amount on File
Prior Sale	Aug 19, 2008 · Amount on File
Deed Document Number	20072365
Deed Book / Page	8338 / 984
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Dec 17, 2020
Property Address	103 CORNERSTONE CIR, FRANKLIN, TN 37064-4763
Document Number	0083380984
Book / Page	8338 / 984
Map Reference	MB P38 PG 57
Instrument Date	Dec 15, 2020
Instrument	20072365
Transaction Type	Transfer
Record Updated	Feb 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,994.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	103 CORNERSTONE CIR, FRANKLIN, TN 37064-4763

Mortgage

Document Number	0020072366
Date	Dec 17, 2020
Instrument	20072366

Lender

Name	SHELTER LENDING SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 103 Cornerstone Cir was $4,285, down 24.4% from the year before.

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Elementary School District	Franklin Special School District (PK - 08)
Secondary School District	Williamson County School District in Franklin (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,285.00 (-24.43%)	$273,650 Land $72,500 Building $201,150	$1,094,600 Land $290,000 Building $804,600
2024	$5,670.00 (+1%)
2023	$2,835.00	$131,475 (-) Land $32,500 Building $98,975	$525,900 (-) Land $130,000 Building $395,900
2022	$2,835.00	$131,475 Land $32,500 Building $98,975	$525,900 Land $130,000 Building $395,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 103 Cornerstone Cir in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	8 (2009–2021)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Mar 2021 · tidal / storm surge
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Cornerstone Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPT serves 77,222 people · EPA ID TN0000246
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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