Pender County property record for 103 Cornel Ln, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,900 sqft · built 2010 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,000 (Jun 2019) |
| Tax Bill | $1,787 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4215-77-7057-0000 |
| Primary APN | 4215-77-7057-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,900 sqft Living Area |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Lot Area | 14,810 sqft (0.34 acres) |
| Porch | Porch |
| Porch Area | 100 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 000059297 |
|---|---|
| Street Address | 103 CORNEL LN |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-7230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SEEMAP |
| Legal Description | L 129, PB 46/141, DOGWOOD LAKES |
| Legal Subdivision | DOGWOOD LAKES |
| Legal Lot Number | 129 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 920104 |
Source: Pender County assessment roll, APN 4215-77-7057-0000, as of January 27, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 CORNEL LN, HAMPSTEAD, NC 28443-7230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Oct 14, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 14, 2019 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 14, 2019 · Amount on Record |
| Deed Sale | Jun 14, 2019 · Amount on Record |
| Prior Sale | Oct 14, 2010 · Amount on Record |
| Deed Book / Page | 4686 / 2794 |
| Last Transfer Date | Oct 18, 2024 |
| Transfer Doc | 0048482518 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 103 CORNEL LN, HAMPSTEAD, NC 28443-7230 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0047272955 |
|---|---|
| Date | Oct 14, 2020 |
| Book Page | 4727/2955 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Jun 14, 2019 |
| Property Address | 103 CORNEL LN, HAMPSTEAD, NC 28443-7230 |
| Document Number | 0046862794 |
| Book / Page | 004686 / 002794 |
| Instrument Date | Jun 12, 2019 |
| Instrument | 20050300 |
| Transaction Type | Transfer |
| Record Updated | Jul 01, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $510.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 103 CORNEL LN HAMPSTEAD NC 284437230, HAMPSTEAD, NC 28443-7230 |
| Document Number | 46862797 |
|---|---|
| Date | Jun 14, 2019 |
| Book Page | 004686/002797 |
| Instrument | 20050301 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 13, 2049 |
Source: Pender County assessment roll as of January 27, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Municipality | Surf City Town |
| Unified School District | Pender County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,787.00 (+12.53%) | $347,605 (+61.38%) Land $46,095 Building $301,510 | $347,605 (+61.38%) Land $46,095 Building $301,510 |
| 2023 | $215,398 (-) Land $52,320 Building $163,078 | $215,398 (-) Land $52,320 Building $163,078 | |
| 2022 | $1,588.00 | $215,398 Land $52,320 Building $163,078 | $215,398 Land $52,320 Building $163,078 |
Source: FEMA National Flood Hazard Layer, Pender County (37141C), as of January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371419201042, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 136 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 136 in force |
| Nearby Flood Claims | 4 (2018) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
| Wildfire Risk | Moderate above 58% of the US · above 80% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 128 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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