103 Cormorant Dr, Swansboro, NC 28584 Property Records

Onslow County property record for 103 Cormorant Dr, Swansboro, NC 28584

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,262 sqft · built 2010
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Jul 2014)
Tax Bill	$3,399 (2026)
Deeds & Mortgages	Jul 2022 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1319C-13`

Property Details

APN / Parcel Number

Primary APN	`1319C-13`
Alternative APNs	`482711000` `068593`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,262 sqft Living Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	20,038 sqft (0.46 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	482711000
Street Address	103 CORMORANT DR
City	SWANSBORO
State	NC
Zip	28584-8379
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20SF
Legal Description	L2 S1 HALLS CREEK N
Legal Subdivision	HALLS CREEK NORTH S1
Legal Lot Number	2
Jurisdiction	ONSLOW NC
Township / Civil Division	SWANSBORO
Census Block Group	3
Census Block	3020
Census Tract	105

Owner

103 Cormorant Dr is owned by two individuals who acquired it in February 2022.

Source: Onslow County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PSC 559 BOX 5487, FPO, AP 96377-0055
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Deed of Trust, Mortgage · Commercial Mortgage NEWTEK SMALL BUSINESS FINANCE LLC
May 5, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 17, 2022	Correction Deed
Feb 15, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2014 · Amount on File
Deed Sale	Jul 8, 2014 · Amount on File
Prior Sale	Jul 7, 2011 · Amount on File
Deed Book / Page	4172 / 857
Last Transfer Date	Feb 13, 2022
Transfer Doc	0056850602
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	103 CORMORANT DR, SWANSBORO, NC 28584-8379
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 CORMORANT DR, SWANSBORO, NC 28584-8379

Mortgage

Document Number	0058030612
Date	Jul 26, 2022
Book Page	5803/612

Lender

Name	NEWTEK SMALL BUSINESS FINANCE LLC
Address	NEW HYDE PARK, NY 11042

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	103 CORMORANT DR, SWANSBORO, NC 28584-8379
Transaction Type	Mortgage
Record Updated	Feb 24, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054530737
Date	May 5, 2021
Book Page	5453/737

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	294 Months
Due	Nov 1, 2045

February 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	ONSLOW NC
Recording Date	Feb 17, 2022
Property Address	103 CORMORANT DR, SWANSBORO, NC 28584-8379
Document Number	0056880067
Book / Page	5688 / 67
Map Reference	MB 491 PG 236
Instrument Date	Feb 17, 2022
Record Updated	Feb 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	103 CORMORANT DR, SWANSBORO, NC 28584-8379

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ONSLOW NC
Recording Date	Feb 15, 2022
Property Address	103 CORMORANT DR, SWANSBORO, NC 28584-8379
Document Number	0056850602
Book / Page	5685 / 602
Map Reference	MB51 PG4 SL L-1341
Instrument Date	Feb 13, 2022
Transaction Type	Transfer
Record Updated	Feb 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	103 CORMORANT DR, SWANSBORO, NC 28584-8379

Tax Assessment & Valuation

The 2026 property tax bill for 103 Cormorant Dr was $3,399.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Municipality	Swansboro Town
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,399.00	$446,479 (+31.99%) Land $85,000 Building $361,479	$446,479 (+31.99%) Land $85,000 Building $361,479
2025	$3,399.00	$338,262 Land $75,000 Building $263,262	$338,262 Land $75,000 Building $263,262
2023	$3,399.00	$338,262 Land $75,000 Building $263,262	$338,262 Land $75,000 Building $263,262

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Cormorant Dr in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 114 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	114 in force
Nearby Flood Claims	19 (1996–2018)
Claims Outside the SFHA	4 of 19
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 15 claims Severe Storms, Flooding, And Straight-line Winds, Sep 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Cormorant Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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