103 Coopers Corner, Shelby, NC 28152 Property Records

Cleveland County property record for 103 Coopers Corner, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	2,084 sqft · built 1993
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,734 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Jan 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`40559`

Property Details

APN / Parcel Number

Primary APN	`40559`
Alternative APN	`1338268`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,084 sqft Finished Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Shed Roof
Lot Area	87,120 sqft (2 acres)

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Deck Area	280 sqft
Shed	1 Shed
Shed Area	1,200 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1338268
Street Address	103 COOPERS COR
City	SHELBY
State	NC
Zip	28152-9544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	#1 PB39-11 RD 1162 LIFE ESTATE
Legal Subdivision	BEAVER DAM AREA
Legal Block	1
Legal Lot Number	222
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	4
Census Block	4034
Census Tract	951400

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 COOPERS COR, SHELBY, NC 28152-9544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Deed of Trust, Mortgage · FHA Mortgage HOMESTAR FINANCIAL CORP
Jan 15, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	103 COOPERS COR, SHELBY, NC 28152-9544
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018430256
Date	Jun 11, 2021
Book Page	1843/256
Instrument	200056421

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company
Address	GAINESVILLE, GA 30501

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jan 15, 2021
Property Address	103 COOPERS COR, SHELBY, NC 28152-9544
Document Number	0018310209
Book / Page	001831 / 000209
Instrument Date	Jan 14, 2021
Instrument	49585
Transaction Type	Transfer
Record Updated	Feb 15, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	103 COOPERS COR SHELBY NC 281529544, SHELBY, NC 28152-9544

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,734.00 (+4.33%)	$261,802 (-) Land $41,679 Building $220,123	$261,802 (-) Land $41,679 Building $220,123
2025	$1,662.00	$261,802 (+42.12%) Land $41,679 Building $220,123	$261,802 (+42.12%) Land $41,679 Building $220,123
2023		$184,210 Land $31,769 Building $152,441	$184,210 Land $31,769 Building $152,441

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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