103 Cooper Ave, Atlantic Beach, NC 28512 Property Records

Carteret County property record for 103 Cooper Ave, Atlantic Beach, NC 28512

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 819 sqft · built 1955
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Mar 2017)
Tax Bill	$930 (2025)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`6385.16.72.6823000`

Property Details

APN / Parcel Number

Primary APN	`6385.16.72.6823000`
Alternative APNs	`123895` `56706`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	819 sqft Heated Area
Gross Area	904 sqft
Utility Area	30 sqft
Utility Room	Utility Room
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1986
Architectural Style	Cottage
Exterior Material	Asbestos
Foundation Type	Brick
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	6,098 sqft (0.139 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Porch	Porch
Porch Area	55 sqft
Utility Building	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	56706
Street Address	103 COOPER AVE
City	ATLANTIC BEACH
State	NC
Zip	28512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L6 BF TRIPLE ESS SHORES
Legal Subdivision	TRIPLE ESS SHORES
Legal Block	F
Legal Lot Number	6
Jurisdiction	CARTERET NC
Township / Civil Division	MOREHEAD
Census Block Group	1
Census Block	1000
Census Tract	971103

Owner

Source: Carteret County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5120 ALLIANCE CHURCH RD, PLEASANT GARDEN, NC 27313-9202
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2017 · Amount on Record
Deed Sale	Mar 27, 2017 · Amount on Record
Deed Document Number	0000157148
Deed Book / Page	1571 / 48
Record Updated	Jun 8, 2026

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Mar 27, 2017
Property Address	103 COOPER AVE, ATLANTIC BEACH, NC 28512
Document Number	0015710048
Book / Page	001571 / 000048
Instrument Date	Mar 17, 2017
Transaction Type	Transfer
Record Updated	Mar 31, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1588 BIG SUR DR LEMOORE CA 932452666, LEMOORE, CA 93245-2666

Mortgage

Document Number	15710049
Date	Mar 27, 2017
Book Page	001571/000049

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2047

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Atlantic Beach Town
County	Carteret County
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$930.00 (+42.42%)	$369,986 (+91.33%) Land $242,282 Building $127,704	$369,986 (+91.33%) Land $242,282 Building $127,704
2023		$193,375 Land $162,360 Building $31,015	$193,375 Land $162,360 Building $31,015
2022	$653.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 501 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1,796 units insured incl. 1,295 condo units
Nearby Flood Claims	75 (1996–2025)
Claims Outside the SFHA	23 of 75
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 39 claims Hurricane Ophelia, Sep 2005 · 7 claims Hurricane Bonnie, Aug 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ATLANTIC BEACH serves 6,380 people · EPA ID NC0416035
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2021 E. coli resolved · Sep 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20