103 Conover Ave, Sebastian, FL 32958 Property Records

Indian River County property record for 103 Conover Ave, Sebastian, FL 32958

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,530 sqft · built 2020
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$342,000 (Dec 2022)
Tax Bill	$4,694 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31-39-18-00003-5620-00002.0`

Property Details

APN / Parcel Number

Primary APN	`31-39-18-00003-5620-00002.0`
Alternative APN	`33603`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,530 sqft Living Area
Gross Area	1,970 sqft
1st Floor Area	1,530 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	440 sqft
Driveway	Concrete Driveway
Driveway Area	608 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	103 CONOVER AVE
City	SEBASTIAN
State	FL
Zip	32958-5207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	SEBASTIAN HIGHLANDS UNIT 16 BLK 562 LOT 2 PBI 8-45 TO 45J
Legal Range	39E
Legal Township	31S
Legal Section	18
Legal Subdivision	SEBASTIAN HIGHLANDS UNIT 16
Legal Block	562
Legal Lot Number	2
Legal Unit	16
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1008
Census Tract	50806

Owner

103 Conover Ave is owned and occupied by two individuals who bought it in December 2022.

Source: Indian River County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	103 CONOVER AVE, SEBASTIAN, FL 32958-5207
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Aug 10, 2022	Intrafamily Transfer, Transfer KEVIN S HAWKINS TRUST
Dec 9, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage KEVIN S HAWKINS TRUST
Nov 21, 2018	Warranty Deed, Transfer MARINER TITLE COMPANY, MARINER TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2022 · Amount on File
Deed Sale	Dec 19, 2022 · Amount on File
Prior Sale	Dec 9, 2021 · Amount on File
Deed Document Number	202272467
Deed Book / Page	3590 / 357
Prior Transfer Date	Aug 1, 2022
Prior Transfer Doc	0035622489
Record Updated	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Dec 19, 2022
Property Address	103 CONOVER AVE, SEBASTIAN, FL 32958-5207
Document Number	0035900357
Book / Page	3590 / 357
Map Reference	MB 8 PG 45&45A-45J
Instrument Date	Dec 12, 2022
Instrument	3120220072467
Transaction Type	Transfer
Record Updated	Jan 2, 2023
Title Company	PROFESSIONAL TITLE, PROFESSIONAL TTL OF TREASURE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,394.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	113 CONOVER AVE, SEBASTIAN, FL 32958-5207

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 CONOVER AVE, SEBASTIAN, FL 32958-5207

Mortgage

Document Number	0003590358
Date	Dec 19, 2022
Instrument	3590/358

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	INDIAN RIVER FL
Recording Date	Aug 10, 2022
Property Address	103 CONOVER AVE, SEBASTIAN, FL 32958-5207
Document Number	0035622489
Book / Page	3562 / 2489
Map Reference	MB I PG 8-45
Instrument Date	Aug 1, 2022
Instrument	3120220049807
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34TH AVE SW, SEBASTIAN, FL 32958

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 CONOVER AVE, SEBASTIAN, FL 32958-5207

Mortgage

Document Number	0035622491
Date	Aug 10, 2022
Instrument	3562/2491

Lender

Name	KEVIN S HAWKINS TRUST
Type	Private Party

Agreement

Amount	Amount on Record

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Dec 9, 2021
Property Address	103 CONOVER AVE, SEBASTIAN, FL 32958-5207
Document Number	0034910300
Book / Page	3491 / 300
Map Reference	MB 8 PG 45
Instrument Date	Dec 8, 2021
Instrument	3120210084464
Transaction Type	Transfer
Record Updated	Jul 28, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,253.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	226 OCEAN WAY, 226, VERO BEACH, FL 32963-2627

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 CONOVER AVE, SEBASTIAN, FL 32958-5207

Mortgage

Document Number	0003491301
Date	Dec 9, 2021
Instrument	3491/301

Lender

Name	KEVIN S HAWKINS TRUST
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Nov 21, 2018
Property Address	103 CONOVER AVE, SEBASTIAN, FL 32958-5207
Document Number	0031642148
Book / Page	003164 / 002148
Instrument Date	Nov 16, 2018
Instrument	70523
Transaction Type	Transfer
Record Updated	Dec 7, 2018
Title Company	MARINER TITLE COMPANY, MARINER TITLE CO

Transaction

Amount	Amount on Record
Tax	$402.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 OCEAN WAY VERO BEACH FL 329632627, VERO BEACH, FL 32963-2627
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 103 Conover Ave was $4,694 with a homeowner's exemption.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Sebastian City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,694.00 Homeowner's exemption	$292,224 Land $44,200 Building $248,024	$292,224 Land $44,200 Building $248,024
2023	$4,826.00 (+37.61%)	$283,399 (+38.71%) Land $39,780 Building $243,619	$283,399 (+38.71%) Land $39,780 Building $243,619
2022	$3,507.00	$204,311 Land $30,600 Building $173,711	$204,311 Land $30,600 Building $173,711

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Conover Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 121 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	121 in force
Nearby Flood Claims	51 (1984–2016)
Claims Outside the SFHA	5 of 51
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Frances, Sep 2004 · 42 claims Hurricane Irene, Oct 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Conover Ave is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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