103 Congress St, Buffalo, NY 14213 Property Records

Erie County and Buffalo City property record for 103 Congress St, Buffalo, NY 14213

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,388 sqft · built 1900
Lot Size	0.03 acres (1,320 sqft)
Owner	2 Individual Names on Record
Last Sale	$55,000 (Oct 2018)
Tax Bill	$367 (2026)
Deeds & Mortgages	Oct 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`140200 88.83-7-30`

Property Details

APN / Parcel Number

Primary APN	`140200 88.83-7-30`
Alternative APNs	`02000888300007030000` `04418700`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,388 sqft Living Area
1st Floor Area	686 sqft
2nd Floor Area	702 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	1,320 sqft (0.03 acres)
Lot Dimensions	33 ft deep x 40 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	04418700
Street Address	103 CONGRESS ST
City	BUFFALO
State	NY
Zip	14213-1417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N-2R
Legal Description	43. N LAFAYETTE
Legal Block	7
Legal Lot Number	30.000
Jurisdiction	ERIE NY
Township / Civil Division	BUFFALO
Census Block Group	4
Census Block	4000
Census Tract	6100

Owner

Source: Erie County and Buffalo City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 CONGRESS ST, BUFFALO, NY 14213-1417
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2018 · Amount on Record
Deed Sale	Oct 11, 2018 · Amount on Record
Deed Document Number	2018204470
Deed Book / Page	11335 / 6989
Record Updated	Oct 29, 2026

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Oct 11, 2018
Property Address	103 CONGRESS ST, BUFFALO, NY 14213-1417
Document Number	0113356989
Book / Page	011335 / 006989
Instrument Date	Oct 8, 2018
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$55.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 FAULKNER RD HANCOCK NY 137832130, HANCOCK, NY 13783-2130

Tax Assessment & Valuation

Source: Erie County and Buffalo City assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
Municipality	Buffalo City
Unified School District	Buffalo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$367.00 (-70.64%)
2025	$1,250.00 (-18.09%)	$111,000 (+18.09%) Land $10,000 Building $101,000	$111,000 (-27.38%) Land $10,000 Building $101,000
2024	$1,526.00 (+212.7%)	$94,000 (-) Land $3,400 Building $90,600	$152,846 (+13.82%) Land $5,528 Building $147,318
2023	$488.00	$94,000 Land $3,400 Building $90,600	$134,286 Land $4,857 Building $129,429

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,062 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20